Embrace Home Loans - FIG, Middletown, RI

Middletown, RI

4.9

(3,527)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com/location/rhode-island/financial-institutions-group

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.9

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Kirk kept us updated during the whole loan process with an email or a phone call.

Reply from Kirk Hutchings

August 27th, 2026 02:21 PM

Amy, I'm glad to hear that the updates throughout the loan process were helpful for you. Keeping clients informed is something I prioritize, and I'm pleased it made a positive impact on your experience with Embrace Home Loans.

Kirk was always friendly while handling our mortgage loan, from origination to closing. 100% responsive via email, text or phone calls. Excellent service.

Kirk was always pleasant and friendly. 100% responsive via email, text, or phone call. Kept us up to date on all aspects of our mortgage loan, from origination to closing.

Reply from Kirk Hutchings

August 25th, 2026 05:23 PM

Daniel, I'm grateful for your kind words. I'm happy to hear that my communication and updates were helpful throughout the mortgage process. It was a pleasure working with you.

Kirk Hutchings is without a doubt the very best professional anyone would be fortunate to work with. He makes the experience both seamless and highly personal. He is always available by phone or email and he consistently responds immediately....

Kirk was absolutey fabulous! He made the entire experience seamless. He was ALWAYS available by phone or email and his response speed was amazing. I cannot give him all the accolades he deserves! He is the Best THANK YOU Kirk!

Reply from Kirk Hutchings

August 12th, 2026 03:55 PM

John, I appreciate your kind words and am pleased to hear that the experience felt seamless for you. Being available and responsive is important to me, so I'm glad it made a positive impact. Thank you for your trust and support!

Kirk was wonderfully caring and supportive and patient with me throughout this whole process. I can only sing praises about my experience working with Kirk.

Reply from Kirk Hutchings

July 27th, 2026 01:40 PM

Thank you so much, Joetta. I'm really pleased to hear that you felt cared for and supported during the process. It was a pleasure to work with you, and if you ever need anything else, I'm here to help!

Excellent communications and follow through .

Reply from Kirk Hutchings

July 20th, 2026 06:04 PM

Cynthia, I appreciate your positive feedback on my communication and follow-through. I'm glad I could assist you effectively. If you have any more questions or need help in the future, please don't hesitate to reach out.

It was indeed a pleasure working with Kirk Hutchings on a recent refinancing. It was a smooth process, handled entirely remotely. Kirk was very accessible and quick to address any issues promptly and effectively.The Embrace Home Loan team supporting...

I appreciated Kirk's engagement and communication style and frequency! He was very accessible and reaponsive and made the entire process a smooth one.

Reply from Kirk Hutchings

July 13th, 2026 07:17 PM

Thank you, Fernando! I'm glad to hear that my communication style and accessibility made the process smooth for you. If you have any more questions or need assistance in the future, please feel free to reach out.

Kirk was great!

Reply from Kirk Hutchings

July 13th, 2026 03:31 PM

Thank you, Corey! I'm happy to hear that you had a great experience. If you ever need anything in the future, feel free to reach out.

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Our Company

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.