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Kim Marcarelli - Branch Manager - NMLS#188139 in Oak Harbor, WA

Kim Marcarelli

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Branch Manager - NMLS#188139

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
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1 Star
0%
Reviews from Web
  • Encompass
    M
    Martin B H
    Gardnerville, NV
    Posted on November 17th, 2025 08:11 PM
    Customer service and the ability to meet and talk to a real person
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Congratulations Martin! I was a pleasure working with you both!
  • Encompass
    D
    Derick B R
    Minden, NV
    Posted on November 2nd, 2025 06:13 PM
    Kim was amazing fast efficient got the job done overall very good experience. Can't thank her enough.
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Congratulations Derick!
  • Encompass
    A
    Angela L
    Minden, NV
    Posted on October 30th, 2025 03:49 PM
    She did everything that 2 other lenders couldn't do. She is extremely communicative, which is greatly appreciated Thanks so much
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Thank you Angela! I'm thrilled we could get this one approved and closed for your clients!
  • Encompass
    K
    Kristen A
    MINDEN, NV
    Posted on October 9th, 2025 11:57 PM
    Coommunications and assistance were always helpful and quick
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Thank you Kristen. Congratulations on your new home!
  • Encompass
    E
    Erin J D
    Gardnerville, NV
    Posted on October 7th, 2025 02:13 PM
    Clearer and earlier communication about what is needed at each step of the process, especially paperwork wise. I understand every situation is different, but if we had been provided a list of all the items that would be needed from us both...
    read more
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Hi Erin,I'm very sorry your experience was not a smooth as it should have been. I very much appreciate your comments so we can learn how we can do better. Congratulations on your new home! Please don't hesitate to call me should you need any...
    read more
  • Encompass
    D
    Diane B
    Minden, NV
    Posted on October 6th, 2025 01:37 PM
    Kim is always a pleasure to work with- she is informative and communicates with both the client and me throughout the loan process. I have total confidence knowing that my client is getting thorough and honest counsel when it comes to applying...
    read more
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Thank you so much Diane for such a wonderful review.
  • Encompass
    D
    Deane T
    Gardnerville, NV
    Posted on October 2nd, 2025 07:26 PM
    Kim knows her business very well and is always helpful.
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Thank you!
  • Encompass
    B
    Bretton M H
    MINDEN, NV
    Posted on October 1st, 2025 02:37 AM
    great customer service and speedy responses with great communication
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Thank you!
  • Encompass
    J
    James S C
    Gardnerville, NV
    Posted on September 28th, 2025 03:26 PM
    Kim is wonderful. She knows her business, communicates well & is very personable. She is our go-to lender!
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Thank you so much James!
  • Encompass
    S
    Steven L K
    Reno, NV
    Posted on September 16th, 2025 01:28 PM
    Kim worked hard to get our loan funded in a short amount of time and always made us aware of what was going on.
    Reply from Kim Marcarelli
    October 8th, 2026 07:42 AM
    Thank you Steven!
  • 41–50 of 254
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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