Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
The communication of Karissa and ber team !!
Reply from Karissa Espinosa
March 31st, 2025 12:25 PM
I'm grateful for your feedback, Matthew. I'm glad to hear that you were satisfied with the communication from my team and me during your FHA loan process. If there's anything else we can assist you with, please feel free to reach out.
Karissa was amazing to work with. she made sure to keep me updated with everything going on
Reply from Karissa Espinosa
March 7th, 2025 01:50 PM
Christopher, I truly appreciate your kind words! Working with you was a pleasure, and I'm so glad to hear that you felt well-informed throughout the process. It's always my goal to ensure everything goes smoothly and to keep communication clear....
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We are young adults who do not have experience in the home-buying process, so increased communication on all fronts would have been greatly appreciated. Our closing process was unorganized/messy and with increased updates/instructions the process...
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Karissa was incredibly helpful throughout the entire process. She provided clear guidance, answered all of my questions, and made everything run smoothly. I really appreciate her support and would definitely recommend working with her!
Reply from Owner
March 11th, 2025 12:00 AM
Thank you so much for your kind words! I am so thankful you trusted me to help you with this purchase and get you closed! I hope you love your new home!
Everything went smoothly. Questions answered quickly and help was given when needed. Thank you so much for all the help.
Reply from Karissa Espinosa
March 4th, 2025 02:26 PM
Victoria, thank you so much for your kind words! I'm thrilled to hear that everything went smoothly with your loan process. It was a pleasure working with you, and I'm glad I could assist by answering your questions promptly and providing the...
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She made the whole process painless and fast
Reply from Karissa Espinosa
February 14th, 2025 03:47 AM
Thank you so much, Austin! I'm thrilled to hear that you found the process painless and fast. It was a pleasure working with you on your conventional loan, and I'm glad I could make the experience a positive one. If you ever need anything else...
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The communication is always key and Karissa is top notch with that. All my clients are impressed with her
Reply from Karissa Espinosa
January 22nd, 2025 01:12 PM
Thank you so much for the positive feedback! It's always my goal to maintain open and consistent communication with my clients, and I'm glad to hear that this was your experience. It was a pleasure working with you on your Conventional Loan...
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Had amazing support and communication the entire process
Reply from Karissa Espinosa
January 12th, 2025 01:24 PM
I'm so glad to hear that you had a positive experience, Emma. Your feedback is greatly appreciated. It's fantastic to hear that the support and communication provided during the process met your expectations. Here at Stock Yards Bank & Trust,...
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Karissa was so helpful and communicative throughout my refinance!
Reply from Karissa Espinosa
December 20th, 2024 12:39 AM
Hi Olivia, thank you for your kind words and for rating me 5 stars. I'm thrilled to hear that you found my assistance helpful during your refinancing process. At Stock Yards Bank & Trust, we always strive to provide our customers with the best...
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Karissa was communicative and kind to work with. however over the phone she spoke very fast and at times it felt rushed. as first time homebuyers we had many questions and it did come across sometimes that we should just "know" those things....
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Reply from Karissa Espinosa
December 3rd, 2024 05:39 AM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender