Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Grateful to work with Karissa. She goes above and beyond to support the team and clients, which makes all the difference in a transaction.
Reply from Owner
September 30th, 2026 01:53 PM
Thank you so much! Going above and beyond for every transactional team (realtors, title, buyers, sellers, etc.) is my goal on every transaction! Working together is how we get to the closing table!
Everything was done quickly and efficiently. The communications were done in ways that worked best for me with my own busy schedule.
Reply from Karissa Espinosa
October 1st, 2025 07:34 PM
It's great to know that the process was quick and efficient for you, Todd. Recognizing and accommodating your preferred communication style is important to me, especially with busy schedules. Thank you for choosing to work with me at Stock...
read more
Karissa is literally amazing she made the process very easy and she is incredible to work with!!
Reply from Karissa Espinosa
August 15th, 2025 01:44 PM
It's so heartening to hear that you found the process easy and enjoyable while working with me, Paige. It was truly a pleasure assisting you, and I appreciate your kind words. Thank you for choosing to work with me at Stock Yards Bank & Trust!...
read more
Karissa was extremely helpful during the process. She is very knowledgeable and was patient wi my numerous questions and changes.
Reply from Karissa Espinosa
August 15th, 2025 12:49 PM
I'm so glad to hear that you felt supported during the process, Patricia. It's important to me to provide clear and patient guidance, especially when there are many questions and changes involved. Thank you for trusting me with your needs and...
read more
I cannot describe the care and love I received from Karrissa and Jamie!!! They took such good care of me that I decided to change my bank and am in the process of making the move!! The rest of your staff are also very pleasant and court I love...
read more
Reply from Karissa Espinosa
July 24th, 2025 02:12 PM
I'm delighted to hear about your positive experience, Deborah. It's wonderful to know that Jamie and I could provide the care and attention that made such an impact on you. Your decision to switch banks is a huge compliment, and we’re thrilled...
read more
Karissa was very pleasant to work with . I had a very tough situation and she made it smooth Thanks again!!!!
Reply from Karissa Espinosa
June 23rd, 2025 12:31 PM
I'm thrilled to hear that I could make the process smooth for you, even with a tough situation. It was a pleasure working with you, and I appreciate your kind words. Thank you again!
everything was just made very simple and not stressful at all!
Reply from Karissa Espinosa
May 14th, 2025 04:34 PM
I'm thrilled to hear that the process was simple and stress-free for you. It was a pleasure assisting you with your FHA loan at Stock Yards Bank & Trust. Thank you for your kind words!
Karissa made everything so easy! She answered any and all questions I had no matter what time it was . I truly can't recommend her enough!!
Reply from Karissa Espinosa
May 10th, 2025 10:53 PM
I'm thrilled to hear that your experience was so positive and that I could assist you effectively with your FHA loan. It was a pleasure answering your questions and ensuring the process was smooth for you. Thank you for your kind recommendation!...
read more
Everything she did for me was great and she was on top of things
Reply from Karissa Espinosa
April 27th, 2025 06:01 PM
I'm thrilled to hear that you had a great experience and that I was able to stay on top of everything for you. It was a pleasure assisting you with your conventional loan at Stock Yards Bank & Trust. Thank you for your kind words!
Communication
Reply from Karissa Espinosa
April 11th, 2025 12:38 PM
I'm glad to hear that the communication during your FHA loan process was effective. It was a pleasure assisting you, and I appreciate your feedback. If you have any more questions or need further assistance, feel free to reach out.
21–30 of 248
About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
View All
Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender