

Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273

Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
The loan process is painless with Karissa she's prompt in making sure you know what's needed of you and answering any questions along the way. Very honest and knowledgeable.
Karissa joined in the middle of my home buying process but from day one she was nothing short of amazing. Very communicative and extremely polite the entire time. Definitely pleasant to work with. This woman knows her stuff. Thank you so much...
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Karissa is absolutely amazing, every single interaction was phenomenal. Karissa went above and beyond, everyone in the office was amazingly pleasant to speak to. Thanks!
Karissa is absolutely amazing, every single interaction was phenomenal. Karissa went above and beyond, everyone in the office was amazingly pleasant to speak to. Thanks!
Karissa is top notch! My wife and I had no clue what to do or if we could even qualify to buy a home. Karissa sat us down, explained everything, and really made the entire process enjoyable. From start to finish she was there it answer any...
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Working with Karissa was a fabulous experience. She helped me make a plan in order to get my mortgage and was extremely patient. If you’re Looking for someone to do your mortgage I can’t recommend her enough. ❤️
Karissa goes above and beyond the average! She responded quickly to all questions. She was knowledgeable about the market and finances. We did not just feel like a customer, we felt like a friend. I cannot express how grateful we are to her...
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Reply from Karissa Espinosa - Loan Officer
June 20th, 2023 10:05 PM
I can’t wait to see all the new memories made in your home as you all return where you belong! Thank you for allowing me to help with such an important thing 😊
Karissa was absolutely amazing to work with! As a first time home buyer i had a lot of anxiety and lots of questions. She was patient with me and made sure that i felt confident in every step from the moment i contacted her saying I’ll never...
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We just closed on our house about two weeks ago. Karissa walked us though everything. She never made me or my husband feel ignorant and even saved us money! She worked with our realtor and they both stayed in touch so there was never any back...
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Amazing to work with! Was able to close on our house within 3weeks! Would definitely refer Karissa to family and friends!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender