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Karissa Espinosa - Mortgage Loan Officer | NMLS 1455273 in New Albany, IN

Karissa Espinosa

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Mortgage Loan Officer | NMLS 1455273

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Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • facebook
    C
    Chris S
    Posted on March 10th, 2021 01:40 AM
    I cannot recommend Karissa enough! Halfway to closing on our house, my original lender backed out on the loan even though I was pre-approved, and Karissa stepped in and absolutely saved our perfect home! She bent over backwards to ensure everything...
    read more
    Reply from Sukey Qi
    August 5th, 2023 04:21 AM
    Hey, You're a friend I recommended on Facebook and I find your posts and photos interesting so I say hello and if you'd like to make new friends too, please send me a friend request.
  • Zillow
    Z
    Zuser201610291424187
    Posted on February 20th, 2021 10:43 AM
    Her and her partner Matt were amazing. They kept us updated and always was free to any any of our question. They went above and beyond to make closing possible.
  • Zillow
    Z
    Zuser201610291424187
    Vine Grove, KY
    Posted on February 20th, 2021 12:00 AM
    Her and her partner Matt were amazing. They kept us updated and always was free to any any of our question. They went above and beyond to make closing possible.
  • Zillow
    J
    Jennifer R
    Posted on February 18th, 2021 08:21 PM
    Karissa is such an amazing lender! She always kept me informed of everything I needed to do to complete my process smoothly and easily. She was very great with answering all of my questions and quickly to so I didn’t have any problems! I would...
    read more
  • Zillow
    J
    Jennifer R
    Palmyra, IN
    Posted on February 18th, 2021 12:00 AM
    Karissa is such an amazing lender! She always kept me informed of everything I needed to do to complete my process smoothly and easily. She was very great with answering all of my questions and quickly to so I didn’t have any problems! I would...
    read more
  • Zillow
    M
    Michael T
    Louisville, KY
    Posted on December 2nd, 2020 12:00 AM
    Karissa helped explain the entire process and worked to get us the best interest rate possible. She was always quick to respond and professional. We were lucky to have her on our side.
    Reply from Owner
    January 25th, 2021 12:00 AM
    Thank you so much Michael! It was such a pleasure working with you!
  • Zillow
    D
    Dtclark203
    Louisville, KY
    Posted on July 8th, 2020 12:00 AM
    My wide and I required some credit improvement in order to be approved for a mortgage. Karissa had all the answers and basically held our hands through the entire process. We quickly found a house we fell in love with, and when the deal got...
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    Reply from Owner
    January 25th, 2021 12:00 AM
    Thank you so much Dylan! I really appreciate your feedback and loved working with you!
  • facebook
    D
    Dylan C
    Posted on July 7th, 2020 01:05 AM
    My wife and I knew we would need to do some work in order to get approved for a mortgage loan. Karissa came highly recommended by our realtor, and did NOT disappoint. Being first-time buyers, we were full of questions, and Karissa was always...
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  • Zillow
    J
    Jean C
    Posted on May 4th, 2020 11:25 PM
    Karissa is on top of everything! She made this process so easy and made sure we were aware of everything. We cut 7 years off our current mortgage and kept the same payment.
  • Zillow
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    Jean C
    Charlestown, IN
    Posted on May 4th, 2020 12:00 AM
    Karissa is on top of everything! She made this process so easy and made sure we were aware of everything. We cut 7 years off our current mortgage and kept the same payment.
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    About
    Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Lending
    FHA Mortgages
    Portfolio Mortgages
    Conventional Mortgages
    USDA / RHS Mortgages
    Right at Home 100% Financing Mortgages
    Indiana Housing Down Payment Assistance Mortgages
    Kentucky Housing Down Payment Assistance Mortgages
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    What is the Search Rank Score®?
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    Memberships
    • Mortgage Bankers of Louisville
    • 1si - One Southern Indiana Chamber of Commerce
    • Habitat for Humanity Women's Build Committee Clark and Floyd
    • View All
    Addresses and Serving Areas

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1455273
    Achievements
    • Top 10 LO's with Stock Yards Bank 3 years in a row.
    Hobbies
    • Photography
    • OneWheels
    • Outdoors / Nature
    • View All
    Disclaimer
    2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender