Keren Rubenstein
Senior Loan Officer | NMLS #382757
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Keren was great keeping us informed of each step and held us accountable to meet appropriate timelines. She worked closely with us to meet our Goals .
Reply from Keren Rubenstein
February 23rd, 2026 06:28 PM
Thank you! Always enjoy working with the two of you
Keren is very communicative and a pleasure to work with!
Reply from Keren Rubenstein
February 23rd, 2026 06:28 PM
Thank you! Hope we get to work together again soon
Keren took all of our needs into account and got us to the finish line!
Reply from Keren Rubenstein
February 16th, 2026 09:40 PM
Joel, I'm happy to know that I was able to meet your needs and help you reach your goal. If you have any more questions or require further assistance, I’m here to help.
The effort that all of the staff put forth to ensure that the financing is what I want and need. And to ensure that the process as understandable and effortless as a major financial committment can be.
Reply from Keren Rubenstein
February 3rd, 2026 04:12 PM
Pamela, I'm pleased to hear that the staff's dedication made your financing experience smooth and clear. It's important to me that the process is both understandable and aligned with your needs. If you have any more questions or require further...
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Very professional
Reply from Keren Rubenstein
February 3rd, 2026 03:32 PM
Thank you for your review, Marta. I'm glad to hear that you found my approach professional. If there's anything else I can assist you with, please don't hesitate to let me know.
Keren was extremely knowledgeable and helped us through every stage of our mortgage refi.
Reply from Keren Rubenstein
January 29th, 2026 04:03 PM
Michael, I'm pleased to hear that you found my guidance helpful during your mortgage refinance. Being knowledgeable and supportive throughout every step is important to me. If you have further questions or need assistance in the future, please...
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Keren was very communicative and took full control of making sure my client was not overwhelmed with the finacial side of things!
Reply from Keren Rubenstein
January 20th, 2026 08:15 PM
Thank you Brock! I hope we work together again soon
worked with us through all the challenges that we had with our situation. Helped us through everything and did an excellent job. I really appreciate all of
Reply from Keren Rubenstein
January 16th, 2026 05:56 PM
Earl, it's great to know that I could assist you through the process and help with the challenges that arose. I appreciate your feedback and am here if you need anything in the future.
Keren helped this first time homebuyer so much! She answered every question I had and even ones I didn't know I had. Keren was always so pleasent and patient. She helped me to close faster than I thought I could. She made what I thought was...
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Reply from Keren Rubenstein
January 5th, 2026 06:55 PM
I’m really glad to hear that your experience was so positive. It was a pleasure assisting you through your first home buying process, and I’m happy I could help make it smoother for you. If any more questions come up in the future, feel free...
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Good communication throughout the refinance process. Keren took the time to explain and answer the questions I had.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 382757
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235