Keren Rubenstein
Senior Loan Officer | NMLS #382757
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The worst experience imaginable with a lender. She originally said my underwriting was fully approved on my base salary and that I had a rate lock in place for a 30-year fixed mortgage but then on Thursday night before a Monday closing, she...
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She kept me well informed when there a drlay delay on the buyer signing side and it closed on time!
No hiccups, great communication!
Willing to talk me thru the process.
Reply from Keren Rubenstein
April 20th, 2026 02:01 PM
Vicki, I appreciate your feedback. I'm glad I could help guide you through the process. If you have any more questions or need further assistance, please feel free to reach out.
. Karen.
Reply from Keren Rubenstein
April 8th, 2026 04:19 PM
Congrats on your new home! I am sorry I didn't get to meet you Monday.
Keren was well organized, able to get me a good deal on interest rates, and had good ideas about making concessions with the seller. My broker also thought she was well organized , responsive, and easy to work with compared to some of the other...
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Reply from Keren Rubenstein
April 3rd, 2026 08:29 PM
Thank you Landon, I appreciate it!
Keren is easy to work with and professional. she is very knowledgeable and was able to help me to lock into a great rate. would trust her for any loan related work!
Reply from Keren Rubenstein
April 1st, 2026 03:11 PM
Khai, thank you for your kind words. I'm glad to hear that my knowledge and professionalism could assist you in securing a great rate. If you have any future loan-related needs, don't hesitate to reach out. I'm here to help!
Responsiveness and willingness to answer all of my questions that's were specific to my situation
Reply from Keren Rubenstein
March 26th, 2026 08:03 PM
I'm glad to hear that my responsiveness and attention to your specific questions made an impact, Cameron. If you have any more inquiries or need assistance in the future, I'm always here to help.
Keren is excellent to work with she makes the process feel easy with her communication . She is always on top of the process and responds very quickly to any questions.
Reply from Keren Rubenstein
March 19th, 2026 06:12 PM
Christopher, thank you for sharing your positive experience. I'm pleased to know that the communication and support I provided made the process easier for you. If there's anything else you need, or if you have further questions, feel free to...
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Karen provides frequent and impactfual feedback on the market. Execution was
Reply from Keren Rubenstein
March 18th, 2026 03:02 PM
Zachary, I appreciate your feedback. It's great to know that my market insights and execution have been valuable to you. Should you have any more questions or need further assistance, feel free to reach out.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
194
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 382757
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235