Ken Ynes
Loan Officer
Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guidi... Show More
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Had a great experience with this lender for my client. Was informed every step of the way and had no issues with an FHA closing less than 30 days!
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I appreciate you sharing your experience, Joy. It's great to know that everything went smoothly for your client and that you were well-informed throughout the process. Closing an FHA loan in under 30 days is a goal I strive for with every client....
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I think this is the third or fourth time we've worked with Ken. New Home Purchases, Re-Financing, etc. Ken & his team make the process easy and eliminate last minute surprises! This time we needed a condo for my Dad & Ken jumped right in and...
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Reply from Kenneth Ynes
March 10th, 2026 12:00 AM
Thank you so much for the kind words! It has been an absolute pleasure working with you and your family over the years. Helping your father find the right condo was a unique challenge, but seeing it all come together made every scenario and...
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Ken Ynes was very responsive, most often he would answer my phone call, if he didn't answer, I would usually get a call back in a few minutes. Ken did a great job of answering any questions we had and ran financing proposals on any properties...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I appreciate your feedback, Robert. I'm glad my responsiveness and ability to provide quick answers and financing proposals made a positive impact on your experience. If you have any more questions or need assistance in the future, feel free...
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Ken Ynes was very responsive, most often he would answer my phone call, if he didn't answer, I would usually get a call back in a few minutes. Ken did a great job of answering any questions we had and ran financing proposals on any properties...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I appreciate your feedback, Robert. I'm glad my responsiveness and ability to provide quick answers and financing proposals made a positive impact on your experience. If you have any more questions or need assistance in the future, feel free...
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Kenneth's and his team at NFM Lending kept everyone updated throughout the whole process and we closed early!! Love when lenders keep us realtors in the loop! Would definitely recommend if your looking to buy a home!!
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I appreciate your feedback, Dean. Keeping everyone updated and ensuring a smooth process are crucial aspects that I focus on. It’s great to hear that we were able to close early and keep you in the loop effectively. Thank you for recommending...
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Kenneth's and his team at NFM Lending kept everyone updated throughout the whole process and we closed early!! Love when lenders keep us realtors in the loop! Would definitely recommend if your looking to buy a home!!
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I appreciate your feedback, Dean. Keeping everyone updated and ensuring a smooth process are crucial aspects that I focus on. It’s great to hear that we were able to close early and keep you in the loop effectively. Thank you for recommending...
read more
Wonderful commication and very thorough. Closed early and made it happen just like the buyers wanted. Thank you Kenny and team! You all were fantastic!
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Your feedback is greatly appreciated, Ilene. It's great to know that the communication was effective and that everything went smoothly to close ahead of schedule. I'm glad I could fulfill the buyers' needs and that you found the process satisfying....
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Wonderful commication and very thorough. Closed early and made it happen just like the buyers wanted. Thank you Kenny and team! You all were fantastic!
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Your feedback is greatly appreciated, Ilene. It's great to know that the communication was effective and that everything went smoothly to close ahead of schedule. I'm glad I could fulfill the buyers' needs and that you found the process satisfying....
read more
After a very frustrating experience with a previous lender, Cross Country Mortgage, working with Ynes Enterprise at NFM Lending was a complete turnaround. From the beginning, they carefully reviewed our documents, explained our actual options...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I’m pleased to hear that your experience with NFM Lending was such a positive shift, Jonathan. It’s fulfilling to know that clear communication and guidance made the process smoother and more reassuring for you. Helping you feel informed and...
read more
After a very frustrating experience with a previous lender, Cross Country Mortgage, working with Ynes Enterprise at NFM Lending was a complete turnaround. From the beginning, they carefully reviewed our documents, explained our actual options...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I’m pleased to hear that your experience with NFM Lending was such a positive shift, Jonathan. It’s fulfilling to know that clear communication and guidance made the process smoother and more reassuring for you. Helping you feel informed and...
read more
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About
Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guiding Tampa Bay buyers and homeowners through purchases, refinances, and renovation loans with clear communication and on-time closings. His track record includes National Employee of the Year, multiple President's Club honors, and five years in the CEO Club. A Tampa Bay native, devoted husband of 27 years, and active in his church community, Kenny combines deep industry expertise with genuine, honest service — treating every client like a neighbor, not a transaction.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 327209
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender