

Ken Ynes
Loan Officer

Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guidi... Show More
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My husband and I had such a great experience with NGM Lending in purchasing our home. Kenny and his great team kept us informed, answered questions, and were so wonderful to work with. I couldn’t ask for a better experience. I highly recommend...
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Reply from Kenneth Ynes
April 21st, 2026 12:00 AM
Thank you so much for the wonderful review, Kristi! It was a pleasure for me and my entire team to work with you and your husband. We know how important clear communication is during the home-buying process, and we’re so glad we could make...
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Kenny and his team were awesome. This was our first time purchasing a home and they walked us through it all and answered all our questions. They were on top of everything and made it so easy and painless for us. l would recommend them to anyone....
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Kristi, I appreciate your kind words about my team and me. I'm pleased that we could make your first home-buying experience easy and painless by guiding you through the process and answering all your questions. Thank you for recommending us,...
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Kenny and his team were awesome. This was our first time purchasing a home and they walked us through it all and answered all our questions. They were on top of everything and made it so easy and painless for us. l would recommend them to anyone....
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Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Kristi, I appreciate your kind words about my team and me. I'm pleased that we could make your first home-buying experience easy and painless by guiding you through the process and answering all your questions. Thank you for recommending us,...
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Kenny and Candy were so wonderful to work with. They were able to answer all our questions, kept us informed throughout the whole process, and made it so easy for us. We are so grateful for all the help and for going above and beyond for us....
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Reply from Kenneth Ynes
April 21st, 2026 12:00 AM
We truly appreciate your kind words! Our team takes great pride in going above and beyond to ensure our clients feel supported from start to finish. It was a pleasure helping you navigate the process, and we’re so glad we could make it a positive...
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Kenny was extremely helpful throughout the whole process. always very professional and knowledgeabl. our realtor never had to ask for anything Kenny was on top of it. Best experience I've had buying a house.
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Joseph, thank you for your kind words. I'm pleased to know that my professionalism and knowledge made your home-buying process smooth. It's great to hear that you had the best experience, and I was able to support both you and your realtor...
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Kenny was extremely helpful throughout the whole process. always very professional and knowledgeabl. our realtor never had to ask for anything Kenny was on top of it. Best experience I've had buying a house.
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Joseph, thank you for your kind words. I'm pleased to know that my professionalism and knowledge made your home-buying process smooth. It's great to hear that you had the best experience, and I was able to support both you and your realtor...
read more
Best experience I’ve had when buying a house. Minimal stress. Ken was on top of everything my realtor absolutely loved him
Reply from Kenneth Ynes
April 21st, 2026 12:00 AM
We are so happy to hear that we could make this a low-stress experience for you! Keeping things 'on top' and coordinated with your real estate agent is exactly what we strive for. Thank you for trusting us with such an important milestone!
Kenneth exceeded every expectation we had. As first-time homeowners, we had a lot of questions and uncertainty, but he made us feel confident every step of the way. He patiently walked us through each document and explained everything in a...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I'm grateful for your kind words, Rachelle. It’s encouraging to know that I could provide the support and clarity you needed as first-time homeowners. Walking through the process with patience and answering any questions you had was a priority...
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Kenneth exceeded every expectation we had. As first-time homeowners, we had a lot of questions and uncertainty, but he made us feel confident every step of the way. He patiently walked us through each document and explained everything in a...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I'm grateful for your kind words, Rachelle. It’s encouraging to know that I could provide the support and clarity you needed as first-time homeowners. Walking through the process with patience and answering any questions you had was a priority...
read more
Had a great experience with this lender for my client. Was informed every step of the way and had no issues with an FHA closing less than 30 days!
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I appreciate you sharing your experience, Joy. It's great to know that everything went smoothly for your client and that you were well-informed throughout the process. Closing an FHA loan in under 30 days is a goal I strive for with every client....
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About
Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guiding Tampa Bay buyers and homeowners through purchases, refinances, and renovation loans with clear communication and on-time closings. His track record includes National Employee of the Year, multiple President's Club honors, and five years in the CEO Club. A Tampa Bay native, devoted husband of 27 years, and active in his church community, Kenny combines deep industry expertise with genuine, honest service — treating every client like a neighbor, not a transaction.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 327209
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender