

Kelvin Luo
General Mortgage Capital Corporation

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Professional service and excellent excecution
Reply from Kelvin Luo
April 7th, 2025 09:29 PM
Hi David, thank you so much for your kind words — it truly means a lot. It was a pleasure working with you throughout the loan process, and I'm so glad to hear you felt the service and execution met your expectations. Congratulations again...
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Quick response and professionals are most impressive things to me, the overall refinance process went very smoothly
Reply from Kelvin Luo
April 7th, 2025 09:30 PM
Thank you so much for taking the time to share your experience, Zhenchao! I’m really happy to hear that the quick response and professionalism stood out to you — I always strive to make the process as smooth and stress-free as possible. It...
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Very helpful, react fast on issues and response rapidly
Reply from Kelvin Luo
April 2nd, 2025 06:35 AM
Thank you so much, Lefan! I really appreciate your kind words. It was truly a pleasure working with you. Your patience throughout the process made everything smoother, and I’m glad I could be helpful and respond quickly when needed. Don’t hesitate...
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Kelvin was on top of things along the way. His communication was timely and thorough.
Reply from Kelvin Luo
April 2nd, 2025 06:42 AM
Thank you so much for the kind words! I’m glad to hear that my communication and follow-through made a positive impact. It was a pleasure assisting you throughout the process. When rates drop in the future, I’ll be here to help you refinance...
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Kelvin is a pleasure to work with. He takes the work very seriously and would put extra effort to ensure every milestone is met on time or even ahead of time. He is always available when we need help. The communication is great. Strongly recommend....
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Reply from Owner
April 2nd, 2025 06:43 AM
Thank you so much, Jane! It was truly a pleasure working with you as well. I’m grateful for your kind words and really appreciate you recognizing the effort and communication throughout the process. I always strive to stay ahead and be available...
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Kelvin is patient, hard working, very professional and knowledgeable, and goes above anf beyond to help us. We would strongly recommend Kelvin and GMCC to our friends
Reply from Kelvin Luo
March 30th, 2025 07:26 AM
Thank you so much for the wonderful review, Alan! It truly means a lot to me. It was a pleasure working with you, and I'm so glad I could be part of your homebuying journey. Your trust and kind words are deeply appreciated. Wishing you and...
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UPDATED:I’m a repeat customer of Kelvin’s for a reason. He helped me with the loan for my new home, and thanks to his great service and competitive rate, I came back to him for my refinance. Kelvin took the time to compare different loan products...
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Reply from Owner
March 30th, 2025 07:28 AM
Thank you so much for your incredibly kind and detailed review, Irene! It truly means a lot to know that I could make your first homebuying experience a positive and stress-free one. I’m so glad we found the right loan product for your needs,...
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Unbeatable rates and outsta customer service!
Reply from Kelvin Luo
March 30th, 2025 07:29 AM
Thanks so much for the great review, Irene! I’m really glad you were happy with the rates and service—it was awesome working with you! Wishing you lots of joy and good vibes in your new home. Don’t be a stranger—reach out anytime if you need...
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Kelvin is so great we; I appreciate his knowledge and wonderful experience
Reply from Kelvin Luo
March 17th, 2025 04:58 AM
Thank you so much for your kind words, Hector! I truly appreciate your feedback and am grateful for the opportunity to assist you. It was a pleasure working with you, and I’m glad I could provide a smooth and knowledgeable experience. If you...
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As a first-time home buyer, Kelvin delivered an exceptional mortgage experience with unbeatable rates and truly outstanding service. I shopped around and Kelvin offered the most competitive rates I encountered. But what truly set him apart...
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Reply from Owner
March 30th, 2025 12:00 AM
Thank you so much for your incredibly kind and detailed review, Irene! It truly means a lot to know that I could make your first homebuying experience a positive and stress-free one. I’m so glad we found the right loan product for your needs,...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A