Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Kelvin was a pleasure to work with—professional, efficient, and always there to help. He made the whole process smooth and stress-free!
Reply from Kelvin Luo
June 20th, 2025 10:15 AM
Felicia, thank you so much for your kind words! It was truly a pleasure working with you on your cash-out refinance. I’m so glad to hear that the experience felt smooth and stress-free—that’s exactly what I aim for with every client. Refinancing,...
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Kelvin Luo has received a review with 5 star rating from Amulet H (
Reply from Owner
June 20th, 2025 10:16 AM
Amulet, thank you so much for the generous 5-star review—it truly means a lot to me. It was such a pleasure working with you, and I’m grateful for the opportunity to be part of your mortgage journey. From our first conversation to closing,...
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Very fast service.
Reply from Kelvin Luo
June 20th, 2025 10:18 AM
Xin, thank you so much for your review! I’m really glad to hear you appreciated the fast service—it was a pleasure working with you on your refinance. We were able to lock in a great interest rate, and I’m especially happy we could reduce your...
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Kelvin is an excellent loan officer. He’s extremely responsive , proactive in addressing concerns so we were always prepared and made sure to focus on educating us with pros and cons of the loans so we can make informed decisions. He’s fast...
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Reply from Owner
June 20th, 2025 10:20 AM
Kevin, thank you so much for the incredible review. I truly appreciate your kind words and the trust you placed in me throughout your home purchase journey. It was a real pleasure working with you and being part of your team as you secured...
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Kelvin is an excellent loan officer. He's extremely responsive, pays attention to our concerns and needs while able to explain the pros and cons of each decision we have to make so we can make informed decisions ourselves. Kelvin is fast at...
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Reply from Kelvin Luo
June 20th, 2025 10:21 AM
Yiqian, thank you so much for your thoughtful and detailed review—it truly means a lot to me. I’m so glad I could be part of your homebuying journey and help make the process smooth, efficient, and stress-free for you. It’s always my goal to...
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Kelvin was very patient with me during the rate lock process, and he was always there when I had questions .
Reply from Kelvin Luo
June 17th, 2025 05:12 AM
Thank you so much for your kind words, Mingqi. It was a pleasure working with you on your refinance. I'm glad I could help guide you through the rate lock process and be available to answer your questions along the way. If you ever need assistance...
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Kelvin is very responsible and have great knowledge.
Reply from Kelvin Luo
June 17th, 2025 05:14 AM
Thank you so much for your kind words and thoughtful review, Jingwen! It truly means a lot to me that you felt supported and well-informed throughout the process. Being responsible and knowledgeable is something I take great pride in, but it’s...
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I had a fantastic experience working with Kelvin on my refinance. He made the entire process smooth and stress-free—always quick to respond, incredibly patient in explaining every detail, and truly easy to work with. Most importantly, he was...
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Reply from Kelvin Luo
May 14th, 2025 05:20 PM
Thank you so much for taking the time to share such a thoughtful and generous review, Iris. I truly appreciate your kind words, and I’m honored to have had the opportunity to assist you with your refinance. It was an absolute pleasure working...
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Instant reply all the time
Reply from Kelvin Luo
April 11th, 2025 09:49 PM
Hi Chenhui, thank you so much for taking the time to leave a review—I truly appreciate it! It’s been a real pleasure working with you on your refinance. I’m so glad we were able to secure a great rate and make the process smooth and efficient....
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Rate is great. Closing was smooth and fast.
Reply from Kelvin Luo
April 7th, 2025 09:28 PM
Thank you so much for the wonderful review! I’m truly grateful for the opportunity to work with you and to be part of such an important milestone in your life. I’m so glad to hear that the process felt smooth and efficient—that’s always what...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A