Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
I highly recommend Kelvin to anyone seeking refinance solutions. exceptionally considerate and customer-centric
Reply from Owner
September 28th, 2025 06:10 AM
Thank you so much for your recommendation, Haoran! I’m really glad I was able to help you secure a low rate and save money on interest through the refinance process. I’m truly happy to hear you felt the refinance process was handled with care...
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Kelvin is super thoughtful and always ready to help with any questions I have.
Reply from Kelvin Luo
September 28th, 2025 06:11 AM
Thank you so much for your kind words, Haoran! I’m really glad I could be there to answer your questions and provide support throughout the process. Helping you secure a low rate to save money and interest was truly rewarding, and I appreciate...
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Kelvin was incredibly professional and guided me through every step of the loan process with clarity and patience. He was always quick to respond to my questions and made sure I understood all my options.I truly appreciate his hard work and...
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Reply from Owner
September 28th, 2025 06:12 AM
Thank you so much for your thoughtful and detailed review, Zhenchao! I’m truly grateful for the trust you placed in me throughout your loan journey. From the very beginning, my goal was to make sure the process felt clear, transparent, and...
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Better Rate
Reply from Kelvin Luo
September 28th, 2025 06:13 AM
Thank you so much for your review, Jason! I’m really glad I could help you secure a better rate and create meaningful savings on your mortgage. From the start of the process to the final step, my goal was to ensure everything was clear, smooth,...
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Kelvin is pretty responsive and can provide professional suggestion about morrgage application.
Reply from Kelvin Luo
August 27th, 2025 03:12 PM
Thank you so much for your kind words, Zhenchao. I’m truly grateful that you took the time to share your experience. Going through a mortgage application can feel complicated and even stressful at times, so it means a lot to me to know that...
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Kelvin, guided me through every step of the transaction and worked directly with my RE agent to ensure a smooth transaction.
Reply from Kelvin Luo
August 25th, 2025 03:51 PM
Thank you so much, Hiep, for your thoughtful review. It was truly a pleasure guiding you through every step of your investment property purchase and working alongside your agent to ensure a smooth process. I know how important this milestone...
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Kelvin Luo went above and beyond to make my home loan process stress-free. He was always available to answer my questions, explained everything clearly, and even helped us close earlier than expected. His dedication and personal touch made...
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Reply from Owner
September 28th, 2025 06:15 AM
Jackie, I can’t thank you enough for your thoughtful and generous review. It was truly an honor to help you purchase your very first home here in the U.S.—such a meaningful milestone in your life.I know the lending process can sometimes feel...
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It will be perfect to have a face to face explanation on the final loan documents if possibl.
Reply from Kelvin Luo
August 25th, 2025 04:12 PM
Thank you so much for your feedback! I’m glad to hear the process went well overall, and I truly appreciate your suggestion about having a face-to-face review of the final loan documents. That’s a great idea, and I’ll be more than happy to...
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in time updates
Reply from Kelvin Luo
August 16th, 2025 12:11 AM
Thank you so much for your kind review! I truly appreciate your trust in me throughout the process. I believe timely updates are key to making the loan experience smooth and stress-free, and I’m glad to hear that it made a difference for you....
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Kelvin is very professional. He had been doing great job with my house purchase. He made me know the program well. it is easier for me to make a decision. I'm happy with that.
Reply from Kelvin Luo
August 10th, 2025 09:10 PM
Thank you so much for taking the time to leave such a kind review. I'm thrilled to hear that you had a great experience with your home purchase. My goal is always to make the mortgage process as clear and understandable as possible, so I'm...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A