

Kelvin Luo
General Mortgage Capital Corporation

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Extremely good service, Kelvin worked so hard, very glad to have him as our agent
Reply from Kelvin Luo
September 28th, 2025 05:57 AM
Thank you so much for your kind words, Bohan! I truly appreciate your feedback. It was a real pleasure assisting you with your mortgage for the investment property. I’m so glad to hear you’re happy with the service, and I’m delighted we could...
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Kelvin Luo has received a review with 5 star rating from Yuchen Q
Reply from Owner
September 28th, 2025 05:58 AM
Thank you so much for the 5-star review, Yuchen! I’m truly grateful for your trust and it was a pleasure helping you with your mortgage journey. I’m glad we were able to make the process smooth and successful.If you ever have any questions...
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Great communication and proactive explanation, so easy to build trust with Kelvin.
Reply from Kelvin Luo
September 28th, 2025 05:59 AM
Thank you so much for your thoughtful words, Yuchen! I’m really glad to hear that my communication and proactive updates made the process easier for you. Building trust with my clients is always my top priority, and it was a true pleasure assisting...
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Kelvin Luo has received a review with 5 star rating from Junhong G
Reply from Owner
September 28th, 2025 06:00 AM
Thank you so much for the 5-star rating, Junhong! I truly appreciate your trust and support. It was a pleasure working with you, and I’m glad I could assist with your mortgage needs.Please don’t hesitate to reach out anytime—I’ll be more than...
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Great support and on time communication
Reply from Kelvin Luo
September 28th, 2025 06:01 AM
Thank you so much for the kind words, Junhong! I’m glad to hear you felt supported and that my communication was timely throughout the process. It was a real pleasure working with you, and I wish you all the best in your next chapter of adventure....
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I am very grateful to Kelvin from Seattle Home Loans. When I first connected with him, my family did not yet qualify for a mortgage, but Kelvin was still incredibly patient and took the time to answer all of my questions in detail. This year,...
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Reply from Owner
September 28th, 2025 06:02 AM
Thank you so much for your incredible words, Mei! It means the world to me to have been part of your very first home journey. I’m so glad that I could support you and your family every step of the way, and it was an honor to help make this...
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I am extremely grateful to Kelvin. From the very beginning, when we were not even eligible for a mortgage, Kelvin showed remarkable patience by answering every single question with clarity and detail. Throughout the entire process, he consistently...
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Reply from Kelvin Luo
September 28th, 2025 06:04 AM
Thank you so much for your heartfelt words, Qijiang! I’m truly grateful for the trust you and your family placed in me throughout your home-buying journey. It was an honor to be there to answer your questions, guide you step by step, and provide...
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This was my second time working with Kelvin, and it was just as pleasant as the first. He consistently provides clear communication, quick responses, and genuine care. I truly couldn’t have asked for a better experience.
Reply from Owner
September 28th, 2025 06:06 AM
Thank you so much for your kind words, Benjamin! It was a real pleasure helping you with the refinance of your investment property. I truly appreciate your patience and understanding as we worked through the challenges together, and I’m grateful...
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This was my second time working with Kelvin, and it was just as pleasant as the first. He consistently provides clear communication, quick responses, and genuine care. I truly couldn’t have asked for a better experience.
Reply from Kelvin Luo
September 28th, 2025 06:07 AM
Thank you so much, Jiaxin! It was truly a pleasure working with you again on the refinance of your investment property. I really appreciate your trust and patience as we navigated the challenges together, and I’m so glad the experience was...
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Kelvin provided great service, good communication, very patient, timely response all the time. Have recommended him to my friends.
Reply from Kelvin Luo
September 28th, 2025 06:09 AM
Thank you so much for your kind words, Yi! I’m really glad to hear that you felt supported with clear communication and timely responses throughout the process. Your trust means a lot, and I’m especially grateful for your recommendation to...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A