

Kelly Whitwood
Senior Loan Officer | NMLS # 454677


California State University, Northridge
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and ... Show More
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Very personable and professional! So thankful for every thing
Reply from Kelly Whitwood
July 17th, 2023 04:34 PM
Thank you, Bryce, for your kind words. It was a joy to work with you and Emily on your beautiful new home.
Hope you make many great memories with family and friends. Kelly
Quick responses to all emails and texts. Kelly was very easy to communicate to and worked well with my realtor.
Reply from Kelly Whitwood
July 17th, 2023 04:36 PM
Thank you, Peyton! Hope you enjoy your great new home! I love working with first time buyers and wonderful agents like yours!
Be well, Kelly
Kelly answered any questions with a quick response no matter when I asked. Very helpful and informative.
Reply from Kelly Whitwood
July 17th, 2023 04:39 PM
Thank you, Arin! I am so excited for you and Amber to create many great memories in your new home!I know the dogs are so excited to get their own yard to run and play.If you see someone sneaking around your blueberry bush, that might just be...
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Excellent customer service, expertise, and outstanding communication.
Reply from Kelly Whitwood
July 17th, 2023 04:42 PM
Tim and Cherie, It was my great pleasure to assist you both with your beautiful new home as you relocate to the Midwest.
Wishing you and your family all the best in the years ahead. Warm wishes, Kelly
Always available to answer questions.
Reply from Kelly Whitwood
July 17th, 2023 04:43 PM
Thank you Claudia and Don, I appreciate you allowing me to assist you both again with your financing. I always enjoy working with you both!
Be well, Kelly.
Kelly was wonderful! She was so helpful, attentive, knowledgeable, responsible, and friendly. She was always timely in responding to our questions. She was all-around great. We're delighted to work with her!
Reply from Kelly Whitwood
July 17th, 2023 05:01 PM
Thank you, Stefan, and Ahleh for allowing me to be your lender on your wonderful new home! It was a blessing to work with you both and your wonderful real estate agent., Wishing you all the best as you create many special new memories there!...
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Friendly and helpful.
Kelly was responsive every time, quick to answer our questions and very patient with us as first time buyers.
Reply from Kelly Whitwood
July 17th, 2023 05:02 PM
Thank you so much Ahleh! I loved working with you both! Warmest regards,
Kelly
You were really kind
Kelly helped answer any questions we had along the way.
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About
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals. My customers love our competitive rates and unmatched customer service offering loans in all 50 states. Helping you is not just a 9 to 5 job; it is a “hands-on” commitment of my time and availability 7 days a week. My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Providing CONVENTIONAL, FHA, VA, USDA, JUMBO loans
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
Down Payment Assistance Programs
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Education
- California State University, NorthridgeLiberal Arts and Sciences/Liberal StudiesBachelor of Arts (BA)

Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 454677
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org