Kelly Whitwood
Senior Loan Officer | NMLS # 454677
California State University, Northridge
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and ... Show More
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Everything!
Reply from Kelly Whitwood
February 27th, 2025 05:20 PM
I am so glad you had a great experience! I loved working with you guys again.
Stay well and enjoy your Spring right around the corner.
Just how easy Kelly was to talk to and connect with. it made the whole process feel easier I knew I could trust Kelly
Reply from Kelly Whitwood
February 11th, 2025 07:08 PM
Thank you Heather! Wishing you all the best in your new home! It was a pleasure to work with you.
Very helpful and knowledgeable
Reply from Kelly Whitwood
January 14th, 2025 05:11 PM
Thank you Sam! It was great to work with you both and wish you all the best in your new home!
Kelly made the entire process extremely easy and stress free. Would highly recommend her for all your home loan needs
Reply from Kelly Whitwood
January 9th, 2025 06:27 PM
Thank you, Levi, for the great review. I enjoyed working with you again, and wish you both all the best in your new home! May the new year be the best ever!
Kelly was wonderful and there for us through every step of the process. She was patient and willing to take the extra time since we are first time homeowners. We couldn't recommend her enough.
Reply from Kelly Whitwood
December 10th, 2024 04:58 PM
Thank you, Emma, for your kind words. It was my pleasure to work with you both and wish you all the best in your new home! Hope to see you soon!
Kelly was great for our entire home-shopping journey! We had a few offers and she was with us through them all and to the completion of our lake home. She was very responsive and attentive and helped us so much! She answered all of our questions...
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Reply from Kelly Whitwood
December 10th, 2024 05:00 PM
Thank you Katie. I love getting a great review from my customers. It was so nice to work with you as you patiently waited for your beautiful new lake home. Wishing you lots of wonderful memories to come!
Happy Holidays!
Kelly is so communicative and helpful. She makes an overwhelming process manageable.
Reply from Kelly Whitwood
November 11th, 2024 05:25 PM
Thank you, Kevin! It was great to work with you again, and your wonderful Agent.
Hope you love your new home!
Kelly made this complicated process feel smooth. She is a treasure! Kind, caring and explains everything so easily. There aren’t enough adjectives to say how positively happy I am about her services!
Reply from Kelly Whitwood
October 24th, 2024 05:07 PM
Thank you Trish! I enjoyed working with you so much, and am excited to see how your new home brings you many special memories.
Looking forward to seeing your new studio when you get settled in.
Kelly’s frequent and transparent communication made this process so easy!
Reply from Kelly Whitwood
October 12th, 2024 06:32 PM
Thank you, Molly, you made my job so easy! Enjoy your fabulous new home!
Kelly exceeded my expectations so many times. Always put us first and what we needed. She has a very kind and friendly personality. Thank you so much for all your hard work and dedication.
Reply from Kelly Whitwood
October 1st, 2024 04:07 PM
Thank you so much for the wonderful review, Rachel! You and Jim were wonderful to work with and look forward to staying in touch in the years to come. Enjoy your new Condo!
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About
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals. My customers love our competitive rates and unmatched customer service offering loans in all 50 states. Helping you is not just a 9 to 5 job; it is a “hands-on” commitment of my time and availability 7 days a week. My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Providing CONVENTIONAL, FHA, VA, USDA, JUMBO loans
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
Down Payment Assistance Programs
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Education
- California State University, NorthridgeLiberal Arts and Sciences/Liberal StudiesBachelor of Arts (BA)
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 454677
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org