
Kelly Frey
Loan Officer | NMLS # 220095

Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best ... Show More
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easy to work with
Reply from Kelly Frey
May 8th, 2024 08:18 PM
Wishing you the best!
Kelly’s responsiveness, easy communication style and level of expertise made me feel confident with the purchase of my home.
Reply from Kelly Frey
March 27th, 2023 06:01 PM
Thank you Ruth! Wishing you the best always!
Kelly was awesome, she listened and gave guidance and was so helpful!
Reply from Kelly Frey
March 27th, 2023 06:01 PM
Thank you Chris!
She was so amazing , attentive ,very nice and helped us every step of the way
Reply from Kelly Frey
March 27th, 2023 06:04 PM
Thank you Soledad!
Very responsive and knowledgeable about the market and process
I love Kelly! She helped me buy my house when I first purchased it and now with the refinancing. She speaks my language and I trust her fully.
Reply from Kelly Frey
July 5th, 2022 06:25 PM
Thank you Valerie for the wonderful review. Wishing you the best in your adventures!
Great communication.
Reply from Kelly Frey
June 13th, 2022 04:48 PM
Thank you Kelly for the positive review! I'm glad your here in Albuquerque. Enjoy your home!
Kelly is a great communicator, very helpful, and patient.
Reply from Kelly Frey
June 9th, 2022 07:31 PM
Thank you Pamela! Wishing you the best!
Kelly and Ashley were great !! If I had any questions they were always there to explain everything i definitely recommend 👌 🙂
Reply from Kelly Frey
June 8th, 2022 05:35 PM
Thank you Estela! I enjoyed working with you and Jesus. I wish you the absolute best in your new home!
Kelly and the staff at Hometrust go above and beyond whenever I need to do anything with my finances. They are excellent!!
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About
Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best loan program for their needs as well as a successful and consistent loan experience. Our history of growth and stability through market fluctuation is due in large part to our strength, flexibility and high volume of new and repeat business.
Products & Services
Mortgage Loan Officer
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Positions
- Hometrust Mortgage - Loan OfficerAug 1st, 2018 - Current
Year Started
1981
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 220095
Gallery

Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.