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Kelly Frey - Loan Officer | NMLS # 220095 in Albuquerque, NM

Kelly Frey

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Loan Officer | NMLS # 220095

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Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best ... Show More
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  • Encompass
    D
    Diane C R
    Edgewood, NM
    Posted on September 3rd, 2026 01:14 PM
    good communication
  • Encompass
    A
    Aaron M P
    Albuquerque, NM
    Posted on July 28th, 2026 04:03 PM
    Great communication and answered all of our questions
  • Encompass
    A
    Adriana J P
    Albuquerque, NM
    Posted on July 26th, 2026 12:22 PM
    She was always there for me, even when I felt like giving up. I could text or email her any time, and even call her as well. Sbe was always kind and understanding, and always ready to help.
    Reply from Kelly Frey
    July 27th, 2026 05:18 PM
    Thank you, Adriana! You were a pleasure to work with, and I am so excited for you and your family!
  • Encompass
    G
    Glen L R
    Rio Rancho, NM
    Posted on March 17th, 2026 03:31 PM
    Kelly was very supportive, communicated well and made the whol e process smooth and stress free!
  • Encompass
    E
    Evan L
    Rio Rancho, NM
    Posted on March 6th, 2026 02:04 PM
    Kelly was professional, understanding, patient and she advocates for her clients. I felt comfortable throughout the entire process.
  • Encompass
    G
    Gloria K
    Albuquerque, NM
    Posted on August 1st, 2025 06:43 PM
    Kelly was awesome! If I had any questions or concerns she answered them immediately and kept me on task. Kelly is extremely knowledgeable.
    Reply from Kelly Frey
    August 2nd, 2025 12:57 AM
    Thank you Gloria!
  • Encompass
    D
    Delaney S
    Albuquerque, NM
    Posted on June 16th, 2025 03:55 PM
    Thanks Kelly! Weve been so grateful for your responsiveness and guidance.
    Reply from Kelly Frey
    August 2nd, 2025 12:57 AM
    Thank you Delaney!
  • Encompass
    J
    Jana C
    Albuquerque, NM
    Posted on June 12th, 2025 07:54 PM
    Kelly always seemed one step ahead and was particularly helpful with the details that required covering, as our transaction took place without the services of a realtor. Always cheerful and well-informed, answering every question in a timely...
    read more
    Reply from Kelly Frey
    June 13th, 2025 02:18 AM
    Thank you Jana! I appreciate the positive review.
  • Encompass
    B
    Brandon E E
    Rio Rancho, NM
    Posted on March 22nd, 2025 07:29 PM
    Kelly was very easy to work with, encouraging and provided many options for the home purchase. I recommend her prompt and informative service to anyone! A+!
  • Encompass
    K
    Karin M W
    Las Cruces, NM
    Posted on October 25th, 2024 10:15 PM
    willingness to talk and assist at any time. thank you
    Reply from Kelly Frey
    October 28th, 2024 07:27 PM
    Thank you Karin! Best wishes to you in your new home!
  • 10 of 106
    About
    Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best loan program for their needs as well as a successful and consistent loan experience. Our history of growth and stability through market fluctuation is due in large part to our strength, flexibility and high volume of new and repeat business.
    Products & Services
    Mortgage Loan Officer
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    Positions
    • Hometrust Mortgage - Loan Officer
      Aug 1st, 2018 - Current

    Year Started

    1981

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 220095
    Gallery
    Kelly Frey - Gallery Photo
    Disclaimer
    Texas Consumer Complaint Disclosure Statement Contact Information Corporate Address: Hometrust Mortgage Company 5353 W. Alabama, Suite 500 Houston, Texas 77056 Corporate Phone: (713) 369-4000 Corporate Email: info@hometrust.com NMLS: 149932 (www.nmlsconsumeraccess.org) Equal Housing Opportunity We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law. Licenses Hometrust Mortgage Company conducts business only in the following states: Alabama Consumer Credit License #21469 (Other Trade Names: Home Mortgage of America, Inc ) Colorado Mortgage Company Registration (Other Trade Names:None) Florida Mortgage Lender Servicer License #MLD791 (Other Trade Names: Home Mortgage of America, Inc ) Georgia Mortgage Lender License #24278 (Other Trade Names: HT Mortgage Company) New Mexico Mortgage Loan Company License #03476 (Other Trade Names: None) Tennessee Mortgage License #113075 (Other Trade Names: Home Mortgage of America, Inc ) Texas - SML Mortgage Banker Registration (Other Trade Names: None) Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company. Texas Consumer Complaint Disclosure Statement HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV. THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.