Kelly Carrera
Loan Officer | NMLS # 290199
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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Kelly was amazing she helped my husband and I get our first home and was very patient with us.
My experience was great. Kelly made it possible for me to be in my home in just a couple months. She made the process so easy, and made sure I was comfortable with everything that was going on.
Very helpful fast service and very friendly staff.
Kelly and her team made my home purchasing experience very exceptional and very enjoyable they're very professional and great people to work with, April Vella was very kind and treated us with a lot of respect she kept us on the loop at all...
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Reply from Owner
September 13th, 2017 12:00 AM
Thank you Ralph! You were a wonderful client too! : ) Stay in touch.
She was very professional and walked me every step of the way. Also she was very informative on the loan process. I would highly recommend her and team!
Reply from Owner
September 13th, 2017 12:00 AM
Thank you for choosing our team to help you! We appreciate you! : )
Kelly and her team were very professional and intelligent. They walked me through the process and was in constant contact which made my purchase of very easy.
Reply from Owner
September 13th, 2017 12:00 AM
Thank for letting us be your Lending Team! Wish you all the best!
Working with this group was exceptional they were very diligent and professional which me. They had a positive attitude and always expressed themselves great. They made my purchase very easy. I would recommend them to anyone looking to buy...
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Wow -- Kelly was such a delight. She walked me and partner through the whole process and kept in touch every step of the way. I was super nervous about purchasing my first home, but her and her assistant April really calmed my nerves and tolerated...
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Reply from Owner
September 13th, 2017 12:00 AM
Grayson it was great to work with you again. Wishing you both many happy memories in your New Home! : )
What any easy process to refinance my home. They collected all my documents in the beginning and after that I was only contacted a few times to sign documents. Closed my loan in just 30 days.
Reply from Owner
September 13th, 2017 12:00 AM
Thank you Christina! Always a pleasure seeing you. : )
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."