Kelly Carrera
Loan Officer | NMLS # 290199
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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Kelly and her team made the process of buying a house less stressful for us as a first time home buyers. They made themselves available accordingly to our work schedules. Kelly answered all of our questions in a timely manner via phone call,...
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Kelly is a very warm, funny and accessible agent. I had a very positive experience working with her. She made the whole “scary” buying a house process easier for me! And she has been great with helping me deal with all the questions I’ve had...
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She is great like we all know when it come to buying your first home its a big move and you have tons of questions she made me feel so comfortable and answered all the questions. I had did not have to take no time off from work she is the best....
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Kelly has great communication level during the purchase of our new home. What I really appreciated was the level of comfort she displayed for me during this transaction; It made purchasing a home exciting!! Thank you so much Kelly for your...
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I love Kelly's patience and expertise! My husband and I initially tried to buy a house in 2017 and unfortunately we had some hiccups to improve. However, Kelly took baby steps with us and we eventually bought our first home in April 2018 :)....
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Kelly did a great job at explaining everything to me. Also, Kelly is staying in touch after I got the house and is still answering any questions I have!
The process from beginning to end was wonderful.
They took the time to help us every way possible to make purchasing our home a good experience. We would highly recommend them to everyone.
Kelly and April were awesome and helped us every step of the way!
Kelly is very knowledgeable, patient and attentive.
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."