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Kathy Morris - Embrace Home Loans - Tampa, FL in Tampa, FL
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Kathy Morris

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Embrace Home Loans - Tampa, FL

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Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
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    Stacey W
    Posted on August 4th, 2026 06:19 AM
    She is super! Amazing energy. Such a delight to do business with.
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    Sean G
    Ocala, FL
    Posted on August 2nd, 2026 03:56 PM
    Kathy and Erynne worked with us every step of the way! I was nervous being this was our first house but they were great with making sure we checked all of our boxes and answered all our questions. The whole process was much quicker than I realized...
    read more
    Reply from Kathy Morris
    August 7th, 2026 03:57 PM
    Sean, I'm so pleased to hear that you felt supported throughout your first home purchase. It's great that the process was quicker than expected and that you’re happy with everything. Thank you for the kind invitation — I appreciate it!
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    Francine J
    Posted on July 28th, 2026 02:06 PM
    Kathy Morris has received a review with 5 star rating from Francine J
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    Francine J
    Spring Hill, FL
    Posted on July 28th, 2026 02:06 PM
    Kathy was fantastic, the communication was top notch and the app made everything really easy. Highly recommend!
    Reply from Kathy Morris
    August 3rd, 2026 06:19 PM
    Francine, I appreciate your positive feedback and recommendation. I'm glad to hear that the communication and app made your experience smooth. Thank you for choosing me at Embrace Home Loans for your purchase.
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    Robert J
    Spring Hill, FL
    Posted on July 27th, 2026 10:18 PM
    Amazing service
    Reply from Kathy Morris
    August 3rd, 2026 01:15 PM
    Robert, I appreciate your kind words about the service you received. Thank you for choosing me at Embrace Home Loans for your purchase.
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    Yolanda M
    Ocala, FL
    Posted on July 27th, 2026 03:27 PM
    Quick and easy!
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    William O
    Posted on July 21st, 2026 10:21 AM
    Wonderful people to work with. The whole on line closing was a new experience for us and Kathy Morris and her team made it effortlessly. I would recommend them without hesitation.
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    William O
    Weeki Wachee, FL
    Posted on July 21st, 2026 10:20 AM
    The way the whole process went and the way Kathy laid out the paper work was pleasant to deal with..
    Reply from Kathy Morris
    July 27th, 2026 01:05 PM
    William, I'm glad to hear that you found the process and the way I handled the paperwork pleasant. Thank you for your kind words and for choosing me at Embrace Home Loans for your purchase.
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    Dolores O
    Posted on July 18th, 2026 01:12 PM
    Kathy made our experience flawless. She's the best!
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    Dolores O
    Weeki Wachee, FL
    Posted on July 18th, 2026 01:11 PM
    We were informed on what to expect for every step and that made our experience flawless. Thank you Kathy.
    Reply from Kathy Morris
    July 23rd, 2026 01:12 PM
    Dolores, I'm grateful for your feedback. It's wonderful to know that being informed at every step contributed to a flawless experience for you. Thank you for allowing me to assist with your purchase at Embrace Home Loans.
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    About
    Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming
    FHA
    VA
    USDA
    Bond, DPA, MCC's
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    Positions
    • Embrace Home Loans - Branch Manager Builder Services
      Mar 12th, 2024 - Current

    Year Started

    1989

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 451750
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.