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Kathy Morris - Embrace Home Loans - Tampa, FL in Tampa, FL
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Kathy Morris

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Embrace Home Loans - Tampa, FL

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Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
    R
    Roger A
    Beverly Hills, FL
    Posted on December 28th, 2024 02:12 PM
    Kathy was Awesome to work with from the beginning.She explained the process and was very helpful in answering all questions and getting our family exactly what we needed and wanted at the best possible value.In terms of timing it could not...
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    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    Thank you so much for your kind words, Roger. I'm thrilled to hear that you had a positive experience with our services. It was a pleasure to help you and your family secure the best value for your home purchase and I'm glad everything worked...
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    Victoria M
    Weeki Wachee, FL
    Posted on December 24th, 2024 05:02 PM
    Kathy and Embrace was amazing made every part of the loan process very easy and user friendly
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    I'm thrilled to hear that you found the loan process easy and user-friendly, Victoria! It was a pleasure assisting you with your home purchase. Your positive review means a lot to me and the entire team at Embrace Home Loans. We strive to provide...
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    James M
    Homosassa, FL
    Posted on December 24th, 2024 11:26 AM
    Excellent from start to finish.
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    Thank you so much for your kind words, James. I'm thrilled to hear that you had an excellent experience with your home loan purchase from start to finish. It was my pleasure to assist you and I'm glad to have been able to meet your expectations....
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    Justin D
    Ocala, FL
    Posted on December 2nd, 2024 12:46 PM
    Constant commucation, breakdowns of the process explained. Helped with understanding points buy down. Overall a great help.
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    I'm thrilled to hear that you had a positive experience, Justin! Making sure you're informed and understand the process is always my top priority. I'm glad I could assist with the points buy down and that you found it helpful. Your five-star...
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    Paul S
    Spring Hill, FL
    Posted on November 26th, 2024 10:24 AM
    Professional and personal. Good communication every step of the way
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    Thanks so much for your review, Paul! It's thrilling to hear that you found my services both professional and personal. Communication is key in this process, so I'm glad you felt informed every step of the way. I hope you're settling into your...
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    Casin M
    Ocala, FL
    Posted on November 26th, 2024 01:21 AM
    Less email an phone calls
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    I'm glad to hear you had a positive experience with your home loan purchase, Casin! I appreciate the 4.33-star rating and your feedback about communication frequency. In the future, I'll ensure to streamline our communication so it's not overwhelming....
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  • SFTP
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    Kassandra D
    Spring Hill, FL
    Posted on November 24th, 2024 01:52 AM
    Very responsive easy to get ahold of, and helpful:-)
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    I'm absolutely thrilled to hear that you had a positive experience with Embrace Home Loans, Kassandra. It was my pleasure to assist you with your purchase. Your feedback is greatly appreciated and I'm glad I was able to be responsive and helpful...
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  • SFTP
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    Jainandan B
    Ocala, FL
    Posted on November 23rd, 2024 03:37 AM
    Our through out application and speaking with miss kathy was great
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    I'm thrilled to hear that you had a positive experience with your loan application process, Jainandan! It's always a pleasure to guide our clients through each step of the process and ensure they feel confident and comfortable. Thank you so...
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    Gabrielle C
    Ocala, FL
    Posted on November 6th, 2024 02:41 PM
    Kathy was very reponsive to any questions we had. She definitely made our first home purchase a pleasant experienc.
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    I'm so glad to hear that you had a pleasant experience with your first home purchase, Gabrielle! It was my pleasure to assist you and answer all of your questions throughout the process. It's wonderful to know that my responsiveness was helpful...
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  • SFTP
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    Angedria S
    Weeki Wachee, FL
    Posted on October 24th, 2024 12:47 PM
    Kathy & Lisa were so helpful to me! Those ladies are gems & blessings to clients like myself. If I’m ever in the market to purchase again I hope they are available to assist me! Wouldn’t have it any other way! Thank you Angedria S.
    Reply from Kathy Morris
    April 22nd, 2025 07:14 PM
    Thank you so much, Angedria! Your kind words have made my day. Lisa and I are thrilled that we could assist you with your purchase. We absolutely loved working with you and we'll be here ready and waiting, should you ever need our services...
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    About
    Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming
    FHA
    VA
    USDA
    Bond, DPA, MCC's
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    Positions
    • Embrace Home Loans - Branch Manager Builder Services
      Mar 12th, 2024 - Current

    Year Started

    1989

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 451750
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.