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Kathy Morris - Embrace Home Loans - Tampa, FL in Tampa, FL
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Kathy Morris

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Embrace Home Loans - Tampa, FL

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Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
3%
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0%
2 Star
1%
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Reviews from Web
  • SFTP
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    Sonya P
    Ocala, FL
    Posted on April 6th, 2025 02:34 PM
    Kathy was able to help me find a discrepancy with my credit report . She was able to help me obtain a mortgage to purchase my first home Kathy was extremely helpful and supportive always answering any questions I had
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    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm thrilled to hear that I could assist you with finding the discrepancy on your credit report and help you obtain a mortgage for your first home. It was a pleasure supporting you and addressing your questions throughout the process. Thank...
    read more
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    Jesenia V
    Spring Hill, FL
    Posted on April 5th, 2025 04:04 PM
    tual and very responsive with every message and call that I sent. Communication was key and I really appreciatappreciate it that.
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    M
    Melanie M
    Spring Hill, FL
    Posted on March 28th, 2025 01:38 AM
    Kathy and her team made our loan process so easy. I recommend to friends and family. There response time is always immediately and if we ever had any questions or concerns they would always answer any questions we had. Anytime we needed to...
    read more
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm thrilled to hear that your loan process was smooth and that you found our team's response time satisfactory. It was a pleasure assisting you, and I truly appreciate your recommendation to friends and family. If you have any more questions...
    read more
  • SFTP
    K
    Karen E
    Ocala, FL
    Posted on March 27th, 2025 12:44 PM
    Kathy was a warrior for my family on this close! Ws had a couple of hiccups, but not anything that was on Kathy 's end of the deal we appreciate all of her help!
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm thrilled to hear that I could assist your family with the purchase process. It was a pleasure working with you, and I'm glad we could navigate the hiccups together. Thank you for your kind words and for trusting me with your family's needs....
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    Kathleen V
    Inverness, FL
    Posted on March 24th, 2025 09:54 PM
    Coordinated effort
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm glad that our coordinated efforts met your expectations during your home purchase process. If there are any other questions or needs you have, please feel free to reach out. Thank you for choosing Embrace Home Loans.
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    Nicholas M
    Spring Hill, FL
    Posted on March 21st, 2025 01:02 PM
    Kathy was amazing! As a first time homebuyer, I had very little knowledge of what to expect and Kathy walked me through everything and made sure we always understood our next steps - I will work with Kathy on every loan in the future!
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm thrilled to hear that your experience as a first-time homebuyer was so positive. It was a pleasure guiding you through the process, and I look forward to assisting you with all your future loan needs. Thank you for your kind words and trust...
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    Amy C
    Ocala, FL
    Posted on March 18th, 2025 01:01 PM
    The support and time taken to explain and ensure a smooth process was excellent
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm thrilled to hear that you found the support and explanations provided throughout the purchase process to be excellent. It was a pleasure assisting you, and I'm delighted to have been part of your experience with Embrace Home Loans. If you...
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    Jaysun D
    Spring Hill, FL
    Posted on March 14th, 2025 10:37 AM
    Always answered when we had questions, and everytime Kathy explained, she broke it down in a way that was clear for me.
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm thrilled to hear that my explanations were clear and helpful during your purchase process. It was a pleasure assisting you at Embrace Home Loans. If you have any more questions in the future, feel free to reach out.
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    Crystal D
    Spring Hill, FL
    Posted on March 13th, 2025 12:11 PM
    Any questions we had got answered right away. The whole experience was fast and enjoyable .
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    I'm thrilled to hear that your experience was both fast and enjoyable. It was a pleasure assisting you with your purchase, and I'm pleased that your questions were answered promptly. Thank you for choosing Embrace Home Loans!
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    Taiylor B
    Spring Hill, FL
    Posted on March 7th, 2025 12:40 PM
    She made buying our home so easy!
    Reply from Kathy Morris
    April 22nd, 2025 07:15 PM
    Thank you so much, Taiylor! It was a pleasure working with you, and I'm thrilled to hear that the process felt easy for you. Buying a home is such an exciting milestone, and I'm glad I could be a part of making it a smooth experience. If you...
    read more
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    About
    Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming
    FHA
    VA
    USDA
    Bond, DPA, MCC's
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    Positions
    • Embrace Home Loans - Branch Manager Builder Services
      Mar 12th, 2024 - Current

    Year Started

    1989

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 451750
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.