Kathy Martinez
Branch Manager | NMLS ID #204213
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Very helpful
Reply from Kathy Martinez
August 2nd, 2026 02:13 PM
Thank you! I hope you are enjoying your new home. Please don't hesitate to reach out if you have any questions or concerns.
When I started the process, Ms. Martinez kept me inform every step of the way. Ms. Martinez explained how to use the dashboard on the ACM app. When ever there was something I had a question about, she would have an answer. If she didn't have...
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Reply from Kathy Martinez
August 2nd, 2026 02:36 PM
James, I am glad you well-informed and assist you throughout the process. It's great that you found our ACM app helpful and that I was responsive to your questions. Thank you for considering us for your future mortgage needs.
Communication was great. Rapid respone to all my concerns. overall great experience.
fast Reply's and great communication
The home loan process was smooth, stress-free, and far easier than we expected. Kathy was exceptional from start to finish—she gave clear, thoughtful advice, answered every question (big or small) with patience, and made even the most complex...
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Kathy and her team including Crystal we're wonderful and very informative with our home buying experience. They were on top of all of our questions and concerns. I highly recommend this team and I've already gave a few coworkers their information...
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She was knowledgeabl and easy to communicete with. Made the proccess smooth.
Kathy Was amazing she was Very helpful always there to help answer questions Thank u so much Kathy for everything
The refinancing process was so easy. Thanks to Katty Martinez for making everything simple and stress-free. I would recommend you 100%.
Kathy set expectations and was very transparent during the process. Truly appreciated her making it a great customer experienc.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)