

Kathy Martinez
Branch Manager | NMLS ID #204213

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Kathy made the whole process as simple as possible. Her communication was outstanding and we felt completely supported from beginning to end. We would wholeheartedly recommend her to anyone!
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for the kind words. I am thankful to have been able to assist on your purchase!
I am very appreciative of how she seems want goal of home ownership almost as much as I did I'm blessed she handled my Experience
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you, Ernest! I am thankful and grateful to help folks reach homeownership goals! Wishing you all the best!
Kathy has a lot of experience, is very attentive to detail, & is excellent about communicating her clients.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you - it was my pleasure to assist!
Kathy was very informative, answered any questions we had and was there with us throughout the entire journey .
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you - hope you are enjoying your beautiful new home! Wishing you all the best!
Being a new homebuyer, and also having to pivot alot of life changes at the same time Kathy explained EVERYTHING in great detail. Made it reallly plain and simple for us new to all things homebuying related. I hope she has the time because...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you! Wishing you and your family much happiness in your BEAUTIFUL NEW HOME!
Kathy is the best! I am a first time homeowner and she made me feel so comfortable throughout the entire process. She is extremely knowledgeable and thorough; I loved that I could call her at anytime. Everything just went so smoothly. I couldnt...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you - It was wonderful to get to know you and assist with your purchase!
Kathy is amazing. She was able to assist me in such small timeframe and I will forever be grateful and appreciative of her. I had a wonderful experience and should you have a chance to work with any Loan Company I would recommend you to reach...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank You! Enjoy your beautiful new home!
thanks for make buying a home a little less stressful !
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Wishing you and your family all the best!
Very pleased
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you! I am always available if you need anything.
Timeliness, professionalism, expedience and most of all communication!!! ABSOLUTELY THE BEST!!!
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you!!! You two were an absolute delight - thank you for allowing me to assist with your purchase!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)