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Katherine Rivas - Senior Loan Officer in Melbourne, FL
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Katherine Rivas

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Senior Loan Officer

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Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • SFTP
    C
    Christa M
    Greenacres, FL
    Posted on March 4th, 2026 09:10 PM
    The communication and commitment to get the buyer to close is remarkable. I appreciate the teamwork and getting us to the closing table . I would refer Katherine Rivas / Embrace to anyone that wants to get a loan and actually close .
    read more
    Reply from Katherine Rivas
    March 17th, 2026 05:52 PM
    Christa, thank you for sharing your experience. I genuinely appreciate your acknowledgment of the communication and commitment involved in getting you to the closing table. It's important to me to provide this level of service, and your words...
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    J
    Jovani S B
    Palm Bay, FL
    Posted on August 5th, 2025 02:53 PM
    Digital signing and documentation.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm glad you took the time to share your experience with the digital signing and documentation process. If there are any details you would like to discuss or any issues you encountered, please feel free to reach out to me directly. I'm here...
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  • Encompass
    K
    Katie H
    Melbourne, FL
    Posted on June 3rd, 2025 07:44 PM
    Communication is key and the communication was excellent! The team had no issues answe any questions we had and answered them thoroughly.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm thrilled to hear that you found the communication excellent throughout the process. It was a pleasure assisting you, and I'm glad we could address all your questions thoroughly. Thank you for your feedback and trusting The Mortgage Firm...
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  • Encompass
    A
    Ana L S
    Palm Bay, FL
    Posted on May 23rd, 2025 08:15 PM
    acompañamiento, apoyo, comprension y profesionalismo demasiado excelentes, mas que contentos con el servicio que recibimos, el trato humano de Katherine y su equipo es increible Muchas gracias por todo!
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Fue un placer trabajar con usted y su familia. Feliz que estan contentos con el servicio que les dimos :) Si necesitan algo no duden en llamar. Felicidades de nuevo!
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    L
    Lawanna L B
    Cocoa, FL
    Posted on May 7th, 2025 04:41 AM
    The caring and professional support that I received.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I am thrilled to hear that you felt supported throughout the process. Providing caring and professional service is a top priority for me. Thank you for your kind words and for choosing The Mortgage Firm.
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    Nicholas R W
    Melbourne, FL
    Posted on February 24th, 2025 02:17 PM
    Competant, pleasant, and proessional team.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Thank you, Nicholas, for your kind words. I'm glad to hear that you found our team competent, pleasant, and professional. It was a pleasure assisting you at The Mortgage Firm.
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    Y
    Yerry E
    Palm Bay, FL
    Posted on February 1st, 2025 01:16 PM
    Excelente servicio
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Yerry, thank you so much! It means a lot to me to hear that you felt you received excellent service. I truly enjoyed working with you and hope to assist you again in the future. I appreciate your feedback!
  • Encompass
    T
    Teria C
    Melbourne, FL
    Posted on November 3rd, 2024 12:30 PM
    Katherine and Hernando were very helpful, very professional. We closed on time and answered all my question. Nice people to work with. Thank you very much Will gladly recommend The Mortgage Firm
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Teria, it was an absolute pleasure working with you and helping you achieve your homeownership goals. I'm so glad Hernando and I could provide you with a positive and efficient closing experience. We appreciate you taking the time to share...
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  • Encompass
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    Nathaniel D P
    Palm Bay, FL
    Posted on October 26th, 2024 02:52 PM
    With Kpatherine's experience. And expertise you were able to get our Financing In a timely and easy manner. Thank you very much Katherine
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm thrilled to hear that you were satisfied with the financing process, Nathaniel. Your kind words mean a lot to me. It was my pleasure to assist you and ensure everything went as smoothly and quickly as possible. If you ever need assistance...
    read more
  • Encompass
    K
    Keishla M M
    Palm Bay, FL
    Posted on October 5th, 2024 01:40 PM
    Excellent service!!! Very grateful
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm so glad to hear that you experienced excellent service, Keishla. Your satisfaction is our top priority at The Mortgage Firm and we always strive to provide top-notch service. Thank you for taking the time to leave such a glowing review,...
    read more
  • 21–30 of 263
    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Specialities
    1st time homebuyer programs: FL Bond, Hometown Heroes, Home Sweet Home, Community Housing Initiative
    What is the Search Rank Score®?
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jan 5th, 2026 - Current
    • The Mortgage Firm Space Coast - Assistant Branch Manager
      Jun 15th, 2016 - Sep 1st, 2025
    Memberships
    • Brevard Hispanic Chamber of Commerce
    • Space Coast Association of Realtors
    • Palm Bay Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 1005484
    Gallery
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Hobbies
    • Gym
    • Travel & experiences
    • Family activities
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.