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Katherine Rivas - Senior Loan Officer in Melbourne, FL
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Katherine Rivas

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Senior Loan Officer

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Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    Jessica A M H
    Melbourne, FL
    Posted on January 19th, 2022 12:23 AM
    Katherine was informative, responded quickly, and was an absolute pleasure to work with. She got us in our home early, too!
  • Encompass
    R
    Richard A C
    Melbourne, FL
    Posted on January 18th, 2022 01:20 PM
    The process went very smoothly and very quickly. Everyone we dealt with was very friendly and the communication was great.
  • Encompass
    M
    Mark L
    Palm Bay, FL
    Posted on January 1st, 2022 11:17 PM
    Your team was always well prepared and informative. Outstanding customer service.
  • Encompass
    A
    Amanda L
    Palm Bay, FL
    Posted on January 1st, 2022 02:17 PM
    You are very attentive and offer exceptional service.
  • Encompass
    Y
    Yvanne P
    Palm Bay, FL
    Posted on December 25th, 2021 10:37 PM
    You told us what we need to do from the beginning and what not to do. Katherine's knowledge and experience made it possible for us to close on the house. Once we met the standard everything went smoothly we with no delay.
  • Encompass
    J
    Jazmin A C
    Palm Bay, FL
    Posted on November 30th, 2021 03:20 PM
    House buying can be a very stressful time in todays market. With Katherines help it was made super simple and efficient. Especially for someone who does not pay much attention to deadlines and their email. She was on top of everything. Could...
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  • Encompass
    G
    Gloria M V
    Melbourne, FL
    Posted on November 28th, 2021 04:59 PM
    Katherine was amazing, she answered all our questions at all times, reminding us of important things and guided us when we had trouble understanding things. She was the most helpful person in the entire process, she really really cared about...
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  • Encompass
    B
    Brandon M
    Rockledge, FL
    Posted on November 25th, 2021 02:12 PM
    Katherine has been great both times I have used the Mortgage Firm. I can be very overbearing with how involved I like to be in every step of the process with things and Katherine never once made me feel like I was annoying her or asking too...
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  • Encompass
    E
    Elizabeth N
    Pembroke Pines, FL
    Posted on November 23rd, 2021 08:23 PM
    Katherine aided in making the process super smooth and was always available for any questions or concerns!
  • Encompass
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    Jonathan J
    Pembroke Pines, FL
    Posted on November 23rd, 2021 01:43 PM
    Katherine was very prompt with responses to my questions. She made the experience smoother than I could have ever imagined. Not to mention professional and informative.
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    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Specialities
    1st time homebuyer programs: FL Bond, Hometown Heroes, Home Sweet Home, Community Housing Initiative
    What is the Search Rank Score®?
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jan 5th, 2026 - Current
    • The Mortgage Firm Space Coast - Assistant Branch Manager
      Jun 15th, 2016 - Sep 1st, 2025
    Memberships
    • Brevard Hispanic Chamber of Commerce
    • Space Coast Association of Realtors
    • Palm Bay Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 1005484
    Gallery
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Hobbies
    • Gym
    • Travel & experiences
    • Family activities
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.