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Karina Cabrales
Mortgage Loan Advisor | NMLS# 902409
Karina Cabrales, Mortgage Queen Kari, is a Texas Mortgage Loan Officer helping home buyers with FHA, VA, USDA, Conventional, Down Payment Assistance, investment and first-time home buyer loans. Serving McAllen, Edinburg, Mission, the Rio Gr... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Buying My first House was a very easy process with Luis Cantu and Nitza Peña, they made the process as fast as possible, explain every detail and made surely you understand everything. I recommend them 1000% looking forward to buy my 2nd house...
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Reply from Owner
June 5th, 2026 08:14 PM
Thank you so much for your kind words! We're thrilled to hear you had a smooth experience. Helping you into your new home was our pleasure.
I have been working with Ana on potentially purchasing a home and working on a loan since December 2025. The communication has been the worst experience and I don't want to attempt to find anyone else to work with because a hard pull on my...
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Reply from Owner
June 5th, 2026 08:23 PM
Thank you for your feedback. We understand how frustrating it can be when the home financing process doesn't go as hoped. Our team is committed to providing honest guidance based on current lending requirements while helping clients identify...
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Expert advice. Super knowledgeable people and the app is super useful and easy!! We went from application to funding in no time!
Reply from Owner
June 5th, 2026 08:14 PM
We’re so glad we could make your home buying process a breeze! Your trust means the world to us. Wishing you many happy years in your new place!
Awesome people , very helpful and explains everything really loved working them them
Reply from Karina Cabrales
May 14th, 2026 03:11 PM
I'm happy to know that you found us helpful and enjoyed the explanations, Isaac. It was great working with you too. If there's anything more I can do for you, please let me know.
Huge shoutout to Luis Cantu for making the process as smooth as possible. Really recommend Luis because he will treat the process like if he was going to buy a house himself
Reply from Owner
June 5th, 2026 08:15 PM
We’re so happy to hear your experience was a positive one! Our goal is always to make the mortgage process as easy and stress-free as possible. Thank you for trusting us!
Information regarding the loan was sent out in a timely manner, Karina and the team went above and beyond to get me towards the finish line. I am forever gratefu.
Reply from Karina Cabrales
May 8th, 2026 02:00 PM
I'm pleased to hear that the information was provided promptly, Roberto, and that I could play a part in helping you reach the finish line. Your kind words mean a lot to me. If there's anything else you need, please feel free to reach out.
Karina,Janella, and Lisa all assisted with making this process as smooth as possible. As milestones were met the process kept flowing. 1,000/100 reccomend them to anyone working on purchasing a home. All questions i had regarding the process...
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Reply from Owner
June 5th, 2026 08:15 PM
Thank you for your wonderful review! It’s clients like you who make our job so rewarding. Wishing you all the best in your new home!
great person, answered all my questions and concerns. great communication thru the whole process. highly recommend Cabrales Mortgage.
Reply from Owner
June 5th, 2026 08:16 PM
We're so grateful for your feedback! It was an honor to help you through the mortgage process!
great person, answered all my questions and concerns. great communication thru the whole process. highly recommend Cabrales Mortgage.
Reply from Owner
June 12th, 2026 12:00 AM
We're so grateful for your feedback! It was an honor to help you through the mortgage process!
great work ethics
Reply from Karina Cabrales
April 20th, 2026 03:08 PM
Thank you, Martin. I'm grateful for your acknowledgment of my work ethics. If there's anything else I can assist you with, please let me know.
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About
Karina Cabrales, Mortgage Queen Kari, is a Texas Mortgage Loan Officer helping home buyers with FHA, VA, USDA, Conventional, Down Payment Assistance, investment and first-time home buyer loans. Serving McAllen, Edinburg, Mission, the Rio Grande Valley and home buyers across Texas.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 902409
- Branch NMLS: 2384767
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.