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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
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1 Star
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Reviews from Web
  • Encompass
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    Charles C
    Ringgold, GA
    Posted on May 2nd, 2019 11:32 AM
    The communication with Karen was awesome, she could answer any of my questions ,at any time. I couldn't have ask for anything more.I have bought two houses in the last 3 or 4 years, and Karen has helped me both times. Would highly recommend...
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    Haley T
    Ringgold, GA
    Posted on May 1st, 2019 07:38 PM
    Karen is absolutely wonderful and I look forward to working with her in the future!!
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    Rebecca J
    Ringgold, GA
    Posted on March 27th, 2019 01:20 AM
    Karen is very professional and personable. She keeps everyone posted at every point in the loan process. I am enjoying referring clients to her because I know they will receive excellent service. And most of all she does what she says when...
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    Carl B
    Ringgold, GA
    Posted on March 24th, 2019 02:24 PM
    Great service!
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    Penny M
    Flat Rock, AL
    Posted on March 23rd, 2019 12:19 PM
    I was terrified going into the home buying process because I wasn’t sure what to expect. However, Karen Sims and my realtor made it much easier than I expected it to be. I would definitely recommend going through Karen, especially for first...
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    Jared H
    Flat Rock, AL
    Posted on March 12th, 2019 01:31 AM
    Karen was always available to answer any questions we had no matter the time or day. She worked very hard to help us get our dream home.
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    Vickie L
    Flintstone, GA
    Posted on March 5th, 2019 01:20 AM
    EVERYONE DID A GREAT JOB THANK YOU
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    Sara P
    Flintstone, GA
    Posted on March 4th, 2019 01:02 PM
    Great communication throughout the whole process.
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    Vickie M
    Flintstone, GA
    Posted on March 1st, 2019 06:08 PM
    Karen is awesome to work with! She answers her phone and returns calls promptly. She keeps you informed through the entire process! All my buyers lover her!
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    Melissa D
    Wildwood, GA
    Posted on February 23rd, 2019 12:56 PM
    The whole process was explained and happened fast!
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.