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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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1 Star
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Reviews from Web
  • Encompass
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    Karen A
    Ringgold, GA
    Posted on June 5th, 2020 12:31 PM
    karen went above and beyond in helping us thru the entire process. we have already referred some of our friends and neighbors to her. she hs been a real blessing to us.
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    William J
    South Pittsburg, TN
    Posted on June 3rd, 2020 01:43 PM
    Karen made the whole process very simple and easy. We are very happy to have went with her and have her help us with the refinance of our home. Thank you, Thank you, Thank you. I have already recommended Karen to others.
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    Ashley M
    Fort Oglethorpe, GA
    Posted on May 25th, 2020 01:29 PM
    She was always a available time me if I had any questions, and she always answered my questions the best she could. If I didn’t understand she explained things until I did, and took time to help me and my clients!
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    Abbey A
    Ringgold, GA
    Posted on May 20th, 2020 09:19 PM
    Karen answered all my questions immediately and made sure things went quickly so I could get in my new house!
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    Michael S
    Ringgold, GA
    Posted on May 18th, 2020 01:34 PM
    I knew what was going on every step of the way.
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    Susan H
    Ooltewah, TN
    Posted on May 16th, 2020 11:29 AM
    Karen was very helpful in answering any questions I had in a very prompt manner, even at night or on weekends. I never had to leave my house for anything until the day of the closing. It was a very easy process.
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    Angela K
    Ringgold, GA
    Posted on May 15th, 2020 09:48 PM
    Karen Sims not only met our expectations but exceeded our expectations. She goes above and beyond to make sure you understand the process and next steps. She guides you through the entire process and we could not have asked for anything more....
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    Cecil G
    Apison, TN
    Posted on May 14th, 2020 02:05 AM
    Mrs. Sims is very knowledgeable and explained every aspect of the process. She was always available to answer my questions by phone or email. Working with her was a delightful experience!
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    Lucas M
    Birmingham, AL
    Posted on May 4th, 2020 05:50 PM
    I am a repeat customer, and I come back to Karen and Don for good reason - they are fantastic to work with! I have and will continue to recommend them without reservation, for both home financing and refinancing!
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    Katie N
    Hixson, TN
    Posted on May 4th, 2020 05:38 PM
    Karen is one of the best loan originators that I’ve had the pleasure of working with. Extremely knowledgeable and responds immediately day or night. She’s a very valuable asset to the mortgage industry and Highlands is lucky to have her.
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.