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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
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1 Star
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Reviews from Web
  • Encompass
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    Valerie F
    Ringgold, GA
    Posted on September 3rd, 2020 04:29 PM
    It was very easy working with Karen. She is very thorough in what to expect. It was quick and easy process. Karen answered all of my questions and emails in a very satisfactory time frame.
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    Brandon W
    Hixson, TN
    Posted on August 29th, 2020 02:44 PM
    Karen was incredibly helpful and made the process quick and easy!
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    Alicia B
    Trenton, GA
    Posted on August 22nd, 2020 02:58 PM
    She was awesome! Always available to help. The experience was so much better than I ever expected it would be. It turned out that I actually even enjoyed messaging her and talking to her. Very awesome experience.
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    Jeremy B
    Statesboro, GA
    Posted on August 18th, 2020 11:01 AM
    Karen was great!! We are in several hundred miles apart and this whole process was smooth and it seemed like we were neighbors. Very satisfied. The Smart App made the process awesome and Karen was there every step of the way to answer all of...
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    Sherry R
    Ringgold, GA
    Posted on August 17th, 2020 10:40 AM
    Made the process easy. Let me know every step and what I needed. It seemed to go by quickly and without any problems.
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    Tammi H
    Cullman, AL
    Posted on August 8th, 2020 01:28 PM
    Karen is superb!
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    Christopher B
    Ringgold, GA
    Posted on August 7th, 2020 02:13 PM
    Karen worked very hard to get us an amazing rate. She was available after hours and made sure we were satisfied. Highly recommend.
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    William A
    Villa Rica, GA
    Posted on August 2nd, 2020 06:00 AM
    Although we had a little confusion and mis communication the entire experience went smoother than I expected.
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    Samantha J
    Ringgold, GA
    Posted on July 17th, 2020 04:20 PM
    Karen was extremely patient as I was making the right financial decisions for my wants and needs. Karen was very quick to respond to any questions I had, and to getting my loan paperwork processed. I was impressed with the virtual signing of...
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    Wesley B
    Trenton, GA
    Posted on July 2nd, 2020 11:06 AM
    Karen was very easy to work with! She always made time to answer any questions I have. I will definitely be using her in the future!
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.