Karen Sims's Cover Image
Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Linda L
    Gadsden, AL
    Posted on May 11th, 2021 11:36 AM
    Karen was absolutely wonderful and very helpful!
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    Sue H
    Gadsden, AL
    Posted on May 11th, 2021 11:03 AM
    Communication skills are a must in this business. Karen aced it!
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    Patti M
    Ringgold, GA
    Posted on May 11th, 2021 09:33 AM
    Karen handled our daughter’s 1st mortgage so I called her to do a refinance on our house. She handles everything in a timely manner and is so personable! It was just so easy to work with her. I love how she handled everything....it made our...
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    Corrie A
    Ringgold, GA
    Posted on May 10th, 2021 05:20 PM
    My experience with Karen was so great and painless. She made everything so simple to understand. Any questions that I had she was able to answer them without any hesitation. I would definitely use her again!
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    Kimberly D
    Chickamauga, GA
    Posted on May 10th, 2021 02:52 PM
    Karen made our experience easy with her attention to detail and quick response. We would definitely use her again!
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    Ainsley B
    Ringgold, GA
    Posted on May 1st, 2021 12:14 PM
    Karen was incredible! From my first call to her to get information until the day of closing, she was kind, understanding, informative, and responded quickly. It’s easy to see why she came so highly recommended!
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    Vickie M
    Fort Payne, AL
    Posted on April 27th, 2021 12:36 PM
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    Beverly A
    Fort Payne, AL
    Posted on April 25th, 2021 10:53 PM
    Karen kept in constant contact with us and she went above and beyond when we had problems with the DD214. She took extremely good care of us and our account.
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    Debbie K
    Rock Spring, GA
    Posted on April 25th, 2021 02:27 PM
    Karen is very attentive and very thorough. She makes sure we know what's going on with our loan process, and she keeps us informed about what comes next. Karen always answers our calls and texts which makes us feel important to her.
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    Lucas M
    Crane Hill, AL
    Posted on April 17th, 2021 04:05 PM
    Karen, thanks again for your help! Closed and ready to move in. Wanna come help? haha kidding. Really appreciate you being on top of things!
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.