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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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1 Star
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Reviews from Web
  • Encompass
    A
    Ashley W
    Carnesville, GA
    Posted on October 7th, 2022 11:41 AM
    Kim was great. She was quick to respond and always kept me updated. She was so sweet and helpful. Thank you Kim!
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    C
    Christopher B W
    Carnesville, GA
    Posted on October 7th, 2022 10:26 AM
    She made it easy and smooth and I would recommend to anyone buying a home
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    Heather N
    Rising Fawn, GA
    Posted on September 12th, 2022 01:51 PM
    I love working with Karen. She provides great communication and a seamless transaction.
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    Dustin R M
    Ringgold, GA
    Posted on September 12th, 2022 12:17 PM
    Transparency
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    Michael P
    Ringgold, GA
    Posted on September 12th, 2022 12:03 PM
    Karen was consistently on top of every step of the process and had an answer to any question that came up. She was exceptionally professional and a joy to work with.
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    A
    Austin F
    Rising Fawn, GA
    Posted on September 12th, 2022 11:20 AM
    Great communication and guidance through the process
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    Debbie K
    Ringgold, GA
    Posted on September 10th, 2022 02:05 PM
    Karen is very responsive and attentive to her clients and to me. She’s the best at what she does!
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    Dennis D L
    Trenton, GA
    Posted on September 1st, 2022 05:54 PM
    Karen kept us informed, answered calls and texts promptly and effectively. Very pleasent and helpful making the overall experience very pleasing.
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    Pamela G
    Trenton, GA
    Posted on August 28th, 2022 10:35 AM
    We did have an issue on closing paperwork, it was resolved promptly and delayed closing by 1/2 hour. Thankful we didn’t have to reschedule.
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    Nathan P
    Ringgold, GA
    Posted on August 27th, 2022 12:32 PM
    Karen is an experienced professional that goes above and beyond for her clients. She responds quickly and really does an outstanding job. I can’t wait to work with Karen again in the future.
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.