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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
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    S
    Shawn S
    Posted on July 4th, 2023 12:15 AM
    I have been an industry partner with Karen for several years now. All of Karen’s clients have told me how much they appreciate her experience and attention to detail. They also share how Karen truly cares about doing the right thing for them...
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    Mason B
    Ider, AL
    Posted on June 30th, 2023 11:48 AM
    Fantastic communication and very prompt timing.
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    Felicia H
    Flat Rock, AL
    Posted on June 18th, 2023 12:02 AM
    Karen was amazing. She answered all my questions and answered them very quickly!!
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    Teresa R B
    Fort Oglethorpe, GA
    Posted on June 3rd, 2023 01:43 AM
    Karen is very knowledgeable, friendly, and professional. She is always willing and able to answer questions or explain the process. She is very fast to facilitate everything necessary to complete the loan process. Thank you, Karen!
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    Elizabeth H
    Fort Oglethorpe, GA
    Posted on May 29th, 2023 11:36 PM
    Karen and her team were very prompt to communicate with me every step of the way and answer or explain anything I had questions about. They made the process very smooth and I didn’t have to wonder about what to do next or where we were in the...
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    Heather N
    Mentone, AL
    Posted on May 28th, 2023 04:15 PM
    Karen is always a pleasure to work with.
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    Melonie L
    Mentone, AL
    Posted on May 25th, 2023 05:50 PM
    Karen went above and beyond answering my questions and helping me whenever I need it.
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    David L
    Mentone, AL
    Posted on May 25th, 2023 02:02 AM
    Professionalism, kindness and sincerity describe the service we received. Thank you so much!
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    Debbie K
    Tunnel Hill, GA
    Posted on May 21st, 2023 01:54 PM
    Karen is so easy to reach, she's quick to get the tasks complete, and is super smart. I trust her completely with my clients!
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    James M M
    Trenton, GA
    Posted on April 30th, 2023 02:15 PM
    Karen did a wonderful communicating and keeping me up to date with the details of everything. I will definitely refer back to her when I ever buy again. I’ll also recommend her to friends and family like my aunt did for me. Thanks for everything...
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.