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Karen Cimera - Sales Manager | NMLS #181709 in San Jose, CA

Karen Cimera

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Sales Manager | NMLS #181709

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I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and hel... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Nikko K
    San Francisco, CA
    Posted on April 10th, 2025 03:25 PM
    execellet follow up very knowledgeable
  • Encompass
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    April S B
    Scotts Valley, CA
    Posted on April 2nd, 2025 08:30 PM
    Karen is great and we appreciate her responsiveness. The part of our experience that was just OK was the first loan approach. The automated S1 Helco was confusing and slow - the opposite of what it should have been!
  • Encompass
    S
    Stacie L M
    San Jose, CA
    Posted on March 20th, 2025 05:46 PM
    Karan made it easier to deal with the underwriters who were ugh!
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    Jose E M
    San Jose, CA
    Posted on March 20th, 2025 03:07 PM
    Karen made it great
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    Jonathan R H
    Los Angeles, CA
    Posted on January 31st, 2025 04:41 PM
    Karen was always there for us and on top of things! She always answered calls and emails promptly and in a professional manner. We really appreciate her service and look forward to working with her again.
  • Encompass
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    Tara M F
    Patterson, CA
    Posted on January 29th, 2025 06:59 PM
    Karen has been an absolute angel throughout this entire process. I always have so many questions and she answers them quickly and explains everything so that I completely understand. She goes above and beyond with guidance and support, we could...
    read more
  • Encompass
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    Tammy L S
    Monterey, CA
    Posted on January 20th, 2025 11:29 PM
    Fabulous to work with, great communication!
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    Joseph A G
    Monterey, CA
    Posted on January 17th, 2025 04:05 PM
    Karen was very clear and showed a commitment to help me as a client to get the best product.
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    Lynn M O
    Tahoe Vista, CA
    Posted on December 18th, 2024 04:38 PM
    Karen stayed on top of status, quickly identifying issues, and finding resolutions to keep the process on track She proactively reaches out and communicates status every step of the way good or bad
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    Jacqueline D
    Tahoe Vista, CA
    Posted on December 18th, 2024 04:06 PM
    Karen was great to work with!
  • 51–60 of 411
    About
    I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and help them really get through a lot in life…going from where they are, to where they want to be. My clients are sometimes, like my kids…I lead them thru the process and in the end when we are done, it feels like they graduated and are off to get their lives moving, on their own. I love when they check in and we stay in touch.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 181709
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235