Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Their efficiency, professionalism and always available to be contacted.
Justin was very professional, prompt, and just a very pleasant person to work with. It is always a much better transaction when everyone works together and does it with kindness. Justin did just that. I would be happy to work with him again...
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Justin and his team is the best I’ve worked with! I would highly recommend to anyone needing a lender! Communication is key when buying and selling real estate and with the Padron team you get updates throughout the whole process, they are...
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Justin Padron has received a review with 5 star rating from Robert P
The process was simple and easy from start to finish.
Great communication!
NEO Home Loans was BY FAR the BEST lender I could’ve ever chosen. From the first day to the last they communicated, made sure I understood everything and guided me in the right direction. This is my second time purchasing a home and they made...
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Justin and Reese were on top of every aspect of the loan and ensured that all parties were kept informed throughout the process. Highly recommend!
Very professional and also very friendly, was always making sure we understood what's happening and what's going to happen. I would recommend him to anyone!
The whole process has been very smooth and efficient. We have been very happy with the honest advice provided so that we could make the best decision possible.
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access