

Justin Padron
Branch Manager

Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
The team was so on top of it and quick to process everything, and answered all of our questions whenever they came up. I don't think we could have closed as quickly as we did without them!
The entire team at Neo was so helpful to me and my fiance. We had many questions with this being our first home purchase and they made the whole process smooth and easier to understand, Will be recommending them to friends and family in the...
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We are so thankful for Justin and his team in guiding us through this process. He has helped us navigate the rates and really making sure he educates us on what to expect, and what our next plan should be. He is so knowledgeable, and is able...
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Justin Padron has received a review with 5 star rating from Kacie C
Justin Padron has received a review with 5 star rating from John H
Justin Padron has received a review with 5 star rating from Christine H
Responsive, and always willing to help/answer questions
So much help every step of the way
Always giving updates. Explained things thoroughly to my first time homebuyer. Great work!
Justin Padron has received a review with 5 star rating from Alyssa C
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access