

Justin Padron
Branch Manager

Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
Sun
24 hours(Open now)
Mon
24 hours
Tues
24 hours
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Reviews from Web
Justin and his team make understanding the ins and outs of home financing EASY. The team has effective and engaging communication's, meets you where you are and really helps you find the best loan that fits for you.
Great communication and holistic financial planning
Justin Padron has received a review with 5 star rating from Brooke T
Absolutely, here's a reworded version:Working with Justin and his team is an absolute pleasure. From the first meeting with buyers to the final closing, Justin provides thorough education and guidance on the financing process. As a real estate...
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Attention to detail, professionalism from top to bottom
Justin Padron has received a review with 5 star rating from Jenna F
Justin has made our home buying experience go smoothly. We appreciate his patience, kindness and expertise.
Justin and his entire team have been great to work with. Justin has been extremely transparent throughout the entire process and has been great in answering all of our questions. Thank you for all of your help and support!
Professional, timely, and a pleasure to work with.
I like not only feeling it but knowing I had a team helping me out. The communication everyone had was great - especially since I most likely annoyed people with my constant questions. I love how the team was in communication with my realtors...
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access