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Justin Metzel - First Commonwealth Mortgage
Senior Mortgage Loan Originator | NMLS# 2143447
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Justin is great and really easy to work with. Highly recommend.
Reply from Justin Metzel
April 30th, 2026 02:41 PM
Thank you, Ognjen, for your kind words. I'm glad to hear that you found it easy to work with me. Your recommendation means a lot to me.
Justin was referred to me by Matt Zuro and Tricia Harig, both of whom I trust. Justin was transparent, energetic, smart and provided me with various options. He listened to and understood my desires and then delivered on them. He is outstanding....
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Reply from Justin Metzel
April 12th, 2026 07:20 PM
Thank you for sharing your thoughts! Listening and understanding your needs were essential parts of the process, and it's rewarding to know that I could deliver on your expectations by presenting various options. If there's anything more I...
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Everything!!!!!
Reply from Justin Metzel
March 31st, 2026 07:50 PM
I'm pleased to hear that you had such a positive experience, Pamela. If there's anything more I can assist you with in the future, feel free to reach out. Thank you for your feedback!
Justin is personable yet very professional - You know you can trust his word. He has very high integrity!
Reply from Justin Metzel
March 17th, 2026 01:05 PM
It's great to hear that you found my approach both personable and professional, Mark. Upholding trust and integrity in every interaction is extremely important to me. Thank you for acknowledging these values. If you ever need any further assistance,...
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Justin was not only knowledgable about the various loan products, he was diligent in asking questions about my needs, financial situation, etc. up front so he could anticipate questions that may arise during the underwriting process. From pre-qualifaction...
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Reply from Justin Metzel
March 16th, 2026 04:27 PM
Thanks for taking the time to share your experience, Dale. I'm glad to hear that my approach to understanding your needs helped make the process smoother for you. I believe communication is key, and keeping everyone informed is always a priority....
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Justin goes above and beyond for his customers . His level of detail and communication is unmatched . He also just genuinely cares about his customers
Reply from Justin Metzel
March 16th, 2026 01:10 AM
Thank you, Linsay, for your generous words. It's important to me to offer detailed communication and genuine care throughout the process. Your feedback is truly valued, and I am here if you have any questions or need assistance in the future....
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Justin was a true professional through the entire process of obtaining my mortgage. He handled everything in a timely manner and kept me informed throughout the entire process. He was always available no matter the time or day. He made what...
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Reply from Justin Metzel
March 9th, 2026 05:41 PM
Thank you for your thoughtful feedback, Brian. It was my pleasure to assist you throughout your mortgage process and ensure everything went smoothly. Being available and keeping you informed was important to me, and I'm glad it helped make...
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Working with Justin Metzel was a great experience. He lead me through the mortgage process clearly explaining every step. From the very beginning, Justin was very knowledgeable, patient and always available to answer my questions. He made what...
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Reply from Justin Metzel
March 5th, 2026 03:41 PM
I'm grateful for your kind words, Valentina. It's rewarding to know I could make the mortgage process clear and manageable for you. Being patient and available to address your questions was important to me, and it's great to hear that it contributed...
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Justin is a true professional. He knows the business and has a gentle delivery that makes it easy for him to work with anyone. I would highly recommend Justin to anyone needing a home loan. His guidance through the process was second to none....
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Reply from Justin Metzel
March 2nd, 2026 02:36 PM
Thank you for your thoughtful review, Tim. I'm pleased that my approach made a positive impact on your experience and that you found my guidance through the process understandable and straightforward. Integrity and honesty are values I strive...
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Justin was extremely helpful during this process and was extremely knowledgeable
Reply from Justin Metzel
March 2nd, 2026 02:36 PM
I'm grateful for your kind words, Casey. It was my goal to be both helpful and knowledgeable throughout your process. If there's anything more you need in the future, feel free to reach out!
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About
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to build relationships with all his customers through high-quality service as he walks them through all the steps of the financing process. While not working, Justin enjoys spending time outdoors or being with family and friends. He holds a Finance degree from Youngstown State University.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Financing
OHFA Down Payment assistance
Construction Financing
HELOC / HELOAN
Bridge Loans
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Memberships
- Mahoning Valley Young Professionals
- The Steak Club Foundation
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2143447
Achievements
- Mortgage Bankers Associations - School of Mortgage Banking I
Hobbies
- Music
- Hiking
- Golfing
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 2143447