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Justin Metzel - First Commonwealth Mortgage
Senior Mortgage Loan Originator | NMLS# 2143447
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Justin has the patience of Job and is a complete ray of sunshine. Let’s just say my loan was not so simple, yet he worked tirelessly through every phase with cheerful enthusiasm and creative problem-solving. I credit my successful loan closing...
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Reply from Justin Metzel
May 29th, 2026 08:26 PM
Jacquelyn, thank you for your kind words. I'm pleased to hear that my approach made your loan process a positive experience. Your continued trust in First Commonwealth Mortgage is greatly appreciated, and I'm always here to assist with your...
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Justin's communication and professionalism were the best we've received from any bank or service provider, ever. He fully explained the processes and procedures and made the entire transaction painless.
Reply from Owner
June 1st, 2026 08:41 PM
Thank you so much for the kind words, we appreciate you sharing this with us.
Justin was very responsive and very knowledgeable. He took time to answer all our questions in a manner that made things easy to understand. We felt taken care of throughout the whole process, and we would definitely work with Justin again.
Reply from Justin Metzel - First Commonwealth ...
May 26th, 2026 04:29 PM
Thank you, Jared, for sharing your experience. I'm pleased to hear that you felt supported and that I was able to answer your questions clearly. It's appreciated to know you would choose to work with me again.
Justin Metzel - First Commonwealth Mortgage has received a review with 5 star rating from Joey M
Reply from Owner
May 26th, 2026 04:29 PM
Thank you, Joey, for the great rating. I'm pleased to know you had a positive experience with First Commonwealth Mortgage.
What can I say about Justin and the fantastic service he was able to provide by always being one call away when I had questions in regards to paper work or closing of the house. He was always explaining paper work, forms, and the closing process...
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Reply from Justin Metzel - First Commonwealth ...
May 26th, 2026 04:30 PM
Joseph, I'm grateful for your feedback. It was important to me to be readily available and to explain each step of the paperwork and closing process. I'm pleased that I could help make your transaction and transition as smooth as possible....
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Justin is awesome! Communication was outstanding, professional, and streamline. I really felt comfortable with Justin in asking questions through the home buying process ; it made me want to join first common wealth for my banking. I highly...
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Reply from Justin Metzel - First Commonwealth ...
May 21st, 2026 01:37 PM
Thank you, Josey, for your positive feedback. I'm pleased to hear that you felt comfortable with my communication throughout the home buying process. Your recommendation and consideration of First Commonwealth for your banking needs are greatly...
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Justin explained everything in a way that made sense I did not feel like I was guessing at what was going on
Reply from Justin Metzel - First Commonwealth ...
May 12th, 2026 04:15 PM
Thank you, Tyler, for sharing your experience. I'm pleased to know that my explanations helped make the process clear for you. If you have any more questions or need assistance in the future, feel free to reach out.
Fast easy simple.
Reply from Justin Metzel - First Commonwealth ...
May 5th, 2026 11:54 AM
I'm pleased to hear that you found the process fast and simple, Brian. If you need any more assistance in the future, feel free to reach out.
Justin was awesome made the whole process very simple. He was on top of it every step of the way with great back and forth communicatio! I will absolutely recommend him to all my friends and family!Thanks again!!!
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Reply from Justin Metzel - First Commonwealth ...
May 4th, 2026 07:01 PM
Thank you, Raymond, for your kind words. I'm happy to hear that the process felt simple and that our communication was effective. Your willingness to recommend me to your friends and family is greatly appreciated!
Walked me through everything professionally every step of the way good job
Reply from Justin Metzel - First Commonwealth ...
May 1st, 2026 01:53 PM
I'm pleased to hear that you felt guided every step of the way, Otmar. Thank you for recognizing the professionalism I strive to bring to each interaction. If you have any more questions in the future, feel free to reach out.
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About
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to build relationships with all his customers through high-quality service as he walks them through all the steps of the financing process. While not working, Justin enjoys spending time outdoors or being with family and friends. He holds a Finance degree from Youngstown State University.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Financing
OHFA Down Payment assistance
Construction Financing
HELOC / HELOAN
Bridge Loans
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Memberships
- Mahoning Valley Young Professionals
- The Steak Club Foundation
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2143447
Achievements
- Mortgage Bankers Associations - School of Mortgage Banking I
Hobbies
- Music
- Hiking
- Golfing
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 2143447