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Justin Metzel - First Commonwealth Mortgage
Senior Mortgage Loan Originator | NMLS# 2143447

Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Justin was an outstanding experience from start to finish. He was incredibly knowledgeable, patient, and always willing to answer every question I had throughout the process. He made what could have been a stressful experience...
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Reply from Justin Metzel - First Commonwealth ...
July 9th, 2026 06:34 PM
Brittany, I appreciate your kind words and recommendation. I'm glad to hear that my efforts helped make your home-buying experience positive and straightforward. If you ever have more questions or need assistance in the future, I'm here to...
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Justin was a pleasure to work with. This is my second home I’ve purchased and I can say it was a night and day difference in the care and attentiveness between my last experience and Justin. Clearly takes pride in his work and communicates...
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Reply from Justin Metzel - First Commonwealth ...
June 26th, 2026 08:36 PM
Gideon, I'm grateful for your kind words and pleased to hear that your experience with me was so positive. It's important to me to provide attentive and effective communication throughout the home buying process. If there's anything else you...
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Justin's communication and professionalism were the best we've received from any bank or service provider, ever. He fully explained the processes and procedures and made the entire transaction painless.
Reply from Justin Metzel - First Commonwealth ...
May 26th, 2026 05:44 PM
Thank you, for your kind words. I'm pleased that my communication and professionalism met your expectations and that I could make the transaction process easy for you. If there's anything else I can assist with, please feel free to reach out!...
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Justin was an absolute pro during this transaction! He was extremely responsive with good and bad news and helped us work through any issue that came up. He made the process very easy to understand and kept us updated every step of the way....
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Reply from Justin Metzel - First Commonwealth ...
September 28th, 2026 01:37 PM
I'm pleased to hear that you found my support helpful and that the process was clear and straightforward for you. At First Commonwealth, we strive to ensure a smooth experience, and I'm glad I could assist by keeping you informed throughout...
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Whenever i had any type of question he would make sure to take the time to call me and explain what I needed as this was my first time buying a home and going through this process.
Reply from Justin Metzel - First Commonwealth ...
September 28th, 2026 01:35 PM
Sarah, I'm glad to hear that I could support you during your first home-buying experience. It's important to me that my clients feel informed and comfortable, and I'm pleased that I could provide the guidance you needed. Thank you for choosing...
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Being a first time homebuyer, Justin was the perfect mortgage officer. He explained things simply and thouroughly. Justin also did a great job on proactively letting me know timelines and when things should be accomplished. The mortgage lending...
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Reply from Owner
September 22nd, 2026 05:13 PM
Thank you so much for sharing your great experience!
Being a first time homebuyer, Justin was the perfect mortgage officer. He explained things simply and thouroughly. Justin also did a great job on proactively letting me know timelines and when things should be accomplished. The mortgage lending...
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Reply from Justin Metzel - First Commonwealth ...
September 24th, 2026 01:38 PM
Frank, I'm grateful for your kind words and glad to hear that I could help make the mortgage process digestible and enjoyable for you as a first-time homebuyer. At First Commonwealth Mortgage, we strive to ensure our clients feel informed and...
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JUSTIN made the experience GREAT! He is very responsive, explains things well, answers calls promptly and is extremely personable. I highly recommend Justin to help anyone with their loan needs.
Reply from Justin Metzel - First Commonwealth ...
August 28th, 2026 04:07 PM
Janice, I'm grateful for your kind words and recommendation. It's good to know that you found my responsiveness and communication helpful. If you ever need assistance in the future, please feel free to reach out.
Justin Metzel - First Commonwealth Mortgage has received a review with 5 star rating from Ogi K
Reply from Owner
August 24th, 2026 07:24 PM
Thanks for the stars!
Justin makes it easy to work with him and always gets it done on time.
Reply from Justin Metzel - First Commonwealth ...
August 18th, 2026 02:44 PM
I'm grateful for your feedback, Ognjen. It's good to know you found the process smooth and timely. If you have any other needs or questions in the future, feel free to reach out!
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About
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to build relationships with all his customers through high-quality service as he walks them through all the steps of the financing process. While not working, Justin enjoys spending time outdoors or being with family and friends. He holds a Finance degree from Youngstown State University.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Financing
OHFA Down Payment assistance
Construction Financing
HELOC / HELOAN
Bridge Loans
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Memberships
- Mahoning Valley Young Professionals
- The Steak Club Foundation
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2143447
Achievements
- Mortgage Bankers Associations - School of Mortgage Banking I
Hobbies
- Music
- Hiking
- Golfing
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 2143447