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Justin Metzel - First Commonwealth Mortgage
Senior Mortgage Loan Originator | NMLS# 2143447

Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Working with Justin was an outstanding experience from start to finish. He was incredibly knowledgeable, patient, and always willing to answer every question I had throughout the process. He made what could have been a stressful experience...
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Reply from Justin Metzel - First Commonwealth ...
July 9th, 2026 06:34 PM
Brittany, I appreciate your kind words and recommendation. I'm glad to hear that my efforts helped make your home-buying experience positive and straightforward. If you ever have more questions or need assistance in the future, I'm here to...
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Justin was a pleasure to work with. This is my second home I’ve purchased and I can say it was a night and day difference in the care and attentiveness between my last experience and Justin. Clearly takes pride in his work and communicates...
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Reply from Justin Metzel - First Commonwealth ...
June 26th, 2026 08:36 PM
Gideon, I'm grateful for your kind words and pleased to hear that your experience with me was so positive. It's important to me to provide attentive and effective communication throughout the home buying process. If there's anything else you...
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Justin's communication and professionalism were the best we've received from any bank or service provider, ever. He fully explained the processes and procedures and made the entire transaction painless.
Reply from Justin Metzel - First Commonwealth ...
May 26th, 2026 05:44 PM
Thank you, for your kind words. I'm pleased that my communication and professionalism met your expectations and that I could make the transaction process easy for you. If there's anything else I can assist with, please feel free to reach out!...
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JUSTIN made the experience GREAT! He is very responsive, explains things well, answers calls promptly and is extremely personable. I highly recommend Justin to help anyone with their loan needs.
Reply from Justin Metzel - First Commonwealth ...
August 28th, 2026 04:07 PM
Janice, I'm grateful for your kind words and recommendation. It's good to know that you found my responsiveness and communication helpful. If you ever need assistance in the future, please feel free to reach out.
Justin Metzel - First Commonwealth Mortgage has received a review with 5 star rating from Ogi K
Reply from Owner
August 24th, 2026 07:24 PM
Thanks for the stars!
Justin makes it easy to work with him and always gets it done on time.
Reply from Justin Metzel - First Commonwealth ...
August 18th, 2026 02:44 PM
I'm grateful for your feedback, Ognjen. It's good to know you found the process smooth and timely. If you have any other needs or questions in the future, feel free to reach out!
Working with Justin has made this process so smooth. He was always willing to help, answer any question we had, and made sure we knew he was just a phone call or text away! I'm so glad we were referred to Justin and I would recommend him to...
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Reply from Justin Metzel - First Commonwealth ...
August 14th, 2026 02:38 PM
Makayla, I'm grateful for your kind words and recommendation. It's good to know that I could help make the process smooth for you. If you ever have more questions or need assistance, I'm just a call or text away!
Justin was on top of everything and kept me totally updated throughout the whole process.
Reply from Justin Metzel - First Commonwealth ...
August 13th, 2026 08:55 PM
Samuel, I'm grateful for your feedback. It's great to know that you felt well-informed during the process. Thank you for trusting me with your mortgage needs.
I cannot say enough great things about Justin. He was available when needed to answer any and all questions. He went above and beyond to make sure everything went smoothly. I will recommending him to many people in the future.
Reply from Owner
August 10th, 2026 07:40 PM
We're so glad Justin took such great care of you!
I cannot say enough great things about Justin. He goes above and beyond to answer all questions and is available when needed. Anyone who is in the market for finding a loan for a home I will be sending his way in the future.
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Reply from Justin Metzel - First Commonwealth ...
August 5th, 2026 01:45 PM
James, I appreciate your generous feedback and your willingness to recommend me. I'm glad to have been able to assist you by answering all of your questions. If you or anyone you know needs further help with home loans, I'm always here to assist....
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About
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to build relationships with all his customers through high-quality service as he walks them through all the steps of the financing process. While not working, Justin enjoys spending time outdoors or being with family and friends. He holds a Finance degree from Youngstown State University.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Financing
OHFA Down Payment assistance
Construction Financing
HELOC / HELOAN
Bridge Loans
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Memberships
- Mahoning Valley Young Professionals
- The Steak Club Foundation
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2143447
Achievements
- Mortgage Bankers Associations - School of Mortgage Banking I
Hobbies
- Music
- Hiking
- Golfing
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 2143447