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Justin Metzel - First Commonwealth Mortgage - Senior Mortgage Loan Originator | NMLS# 2143447 in Hudson, OH
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Justin Metzel - First Commonwealth Mortgage

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Senior Mortgage Loan Originator | NMLS# 2143447

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Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
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    Brittany T
    Youngstown, OH
    Posted on July 9th, 2026 10:34 AM
    Working with Justin was an outstanding experience from start to finish. He was incredibly knowledgeable, patient, and always willing to answer every question I had throughout the process. He made what could have been a stressful experience...
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    Reply from Justin Metzel - First Commonwealth ...
    July 9th, 2026 06:34 PM
    Brittany, I appreciate your kind words and recommendation. I'm glad to hear that my efforts helped make your home-buying experience positive and straightforward. If you ever have more questions or need assistance in the future, I'm here to...
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    Gideon Z
    Posted on June 26th, 2026 08:20 PM
    Justin was a pleasure to work with. This is my second home I’ve purchased and I can say it was a night and day difference in the care and attentiveness between my last experience and Justin. Clearly takes pride in his work and communicates...
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    Reply from Justin Metzel - First Commonwealth ...
    June 26th, 2026 08:36 PM
    Gideon, I'm grateful for your kind words and pleased to hear that your experience with me was so positive. It's important to me to provide attentive and effective communication throughout the home buying process. If there's anything else you...
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    D S H
    South Jordan, UT
    Posted on May 26th, 2026 05:25 PM
    Justin's communication and professionalism were the best we've received from any bank or service provider, ever. He fully explained the processes and procedures and made the entire transaction painless.
    Reply from Justin Metzel - First Commonwealth ...
    May 26th, 2026 05:44 PM
    Thank you, for your kind words. I'm pleased that my communication and professionalism met your expectations and that I could make the transaction process easy for you. If there's anything else I can assist with, please feel free to reach out!...
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    Olivia D
    Medina, OH
    Posted on October 6th, 2026 04:53 PM
    He was super easy to work with!
    Reply from Justin Metzel - First Commonwealth ...
    October 6th, 2026 05:00 PM
    I'm happy to hear that you found it easy to work with me, Olivia. At First Commonwealth, we strive to make the process as smooth as possible for our clients.
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    Devin S
    Canton, OH
    Posted on October 2nd, 2026 07:01 PM
    Justin answered any questions I had quickly and diligently, and made sure that I understood exactly what was going on throughout my home buying process. He was pleasant to interact with, very personable and professional all around
    Reply from Justin Metzel - First Commonwealth ...
    October 2nd, 2026 07:11 PM
    Devin, I'm pleased to hear that I could assist you effectively during your home buying process. Ensuring clarity and understanding is something I prioritize, and I'm glad you had a positive experience!
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    Nolan T J
    Akron, OH
    Posted on October 2nd, 2026 02:39 PM
    Justin competed on terms and pricing, and delivered a great experience and closed my loan product in a timely fashion. I am very happy with the entire process.
    Reply from Justin Metzel - First Commonwealth ...
    October 2nd, 2026 03:13 PM
    Nolan, I'm glad to hear that you had a great experience with the loan process and that everything was completed in a timely manner. Your satisfaction with the service provided by First Commonwealth means a lot to me!
  • Encompass
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    Robert C S
    Saint Joseph, MI
    Posted on September 26th, 2026 07:00 PM
    Justin was an absolute pro during this transaction! He was extremely responsive with good and bad news and helped us work through any issue that came up. He made the process very easy to understand and kept us updated every step of the way....
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    Reply from Justin Metzel - First Commonwealth ...
    September 28th, 2026 01:37 PM
    I'm pleased to hear that you found my support helpful and that the process was clear and straightforward for you. At First Commonwealth, we strive to ensure a smooth experience, and I'm glad I could assist by keeping you informed throughout...
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  • Encompass
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    Sarah W
    Bedford, OH
    Posted on September 24th, 2026 11:31 PM
    Whenever i had any type of question he would make sure to take the time to call me and explain what I needed as this was my first time buying a home and going through this process.
    Reply from Justin Metzel - First Commonwealth ...
    September 28th, 2026 01:35 PM
    Sarah, I'm glad to hear that I could support you during your first home-buying experience. It's important to me that my clients feel informed and comfortable, and I'm pleased that I could provide the guidance you needed. Thank you for choosing...
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    Frank O
    Posted on September 22nd, 2026 12:15 PM
    Being a first time homebuyer, Justin was the perfect mortgage officer. He explained things simply and thouroughly. Justin also did a great job on proactively letting me know timelines and when things should be accomplished. The mortgage lending...
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    Reply from Owner
    September 22nd, 2026 05:13 PM
    Thank you so much for sharing your great experience!
  • Encompass
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    Frank A O
    Rocky River, OH
    Posted on September 22nd, 2026 12:15 PM
    Being a first time homebuyer, Justin was the perfect mortgage officer. He explained things simply and thouroughly. Justin also did a great job on proactively letting me know timelines and when things should be accomplished. The mortgage lending...
    read more
    Reply from Justin Metzel - First Commonwealth ...
    September 24th, 2026 01:38 PM
    Frank, I'm grateful for your kind words and glad to hear that I could help make the mortgage process digestible and enjoyable for you as a first-time homebuyer. At First Commonwealth Mortgage, we strive to ensure our clients feel informed and...
    read more
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    About
    Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to build relationships with all his customers through high-quality service as he walks them through all the steps of the financing process. While not working, Justin enjoys spending time outdoors or being with family and friends. He holds a Finance degree from Youngstown State University.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional Financing
    FHA Financing
    VA Financing
    USDA Financing
    OHFA Down Payment assistance
    Construction Financing
    HELOC / HELOAN
    Bridge Loans
    View All
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    Memberships
    • Mahoning Valley Young Professionals
    • The Steak Club Foundation
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2143447
    Achievements
    • Mortgage Bankers Associations - School of Mortgage Banking I
    Hobbies
    • Music
    • Hiking
    • Golfing
    • View All
    Disclaimer

    Equal Housing Lender

    First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 2143447