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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
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    Colby S
    Sedalia, MO
    Posted on August 15th, 2020 01:47 PM
    Justin was amazing to work with. He would work late and keep me up to date on everything as it came through, even after 5 p.m.
  • Encompass
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    Diana B
    Columbia, MO
    Posted on August 12th, 2020 12:42 PM
    Justin worked very hard to get everything needed for me to be approved for a loan! Communication was great. He always let me know what was coming up and what he needed from me. He was always professional, had a positive attitude and was a pleasure...
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  • Zillow
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    Spearsterryw4
    Mexico, MO
    Posted on August 12th, 2020 12:00 AM
    Justin was great to work with. Made everything go smoothly and knew all the information I would need to get approved. Worked with my finances to get it done. Would recommend calling Justin and see what he can do for you.
    Reply from Owner
    November 9th, 2020 12:00 AM
    Thank you Terry!
  • Encompass
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    Tammy J
    Jefferson City, MO
    Posted on August 3rd, 2020 12:57 PM
    There’s not one bad thing I can say about my experience. I was so nervous buying a new home on my own. From day one I received my approval and Justin kept me informed with everything up till the closing of my new home. Justin made it all seem...
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  • Encompass
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    Kassi A
    Centralia, MO
    Posted on July 13th, 2020 02:34 PM
    Justin was great to work with, and made our process so much easier! He was always available and willing to answer any questions!
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    Pat B
    Posted on July 12th, 2020 04:00 AM
    Michael provides top-notch service. He was able to get me the loan I needed to purchase a condo. He was very quick in responses to all my questions. I would highly recommend Michael for all your mortgage needs.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you Pat, I appreciate it! It was a pleasure assisting you in home loan process!
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    Pat B
    Posted on July 12th, 2020 04:00 AM
    Michael provides top-notch service. He was able to get me the loan I needed to purchase a condo. He was very quick in responses to all my questions. I would highly recommend Michael for all your mortgage needs.
    Reply from Owner
    October 22nd, 2020 03:52 PM
    Thank you Pat, I appreciate it! It was a pleasure assisting you in home loan process!
  • Encompass
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    Jason A
    Lees Summit, MO
    Posted on July 11th, 2020 12:28 PM
    Justin did a great job!
  • Encompass
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    Justin E
    Centralia, MO
    Posted on July 9th, 2020 02:53 PM
    Justin was on top of things and kept us up to date on everything.
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    Cassidy R
    Posted on July 5th, 2020 05:24 PM
    Justin was amazing. He worked fast, told us what we needed and what would happen next. He communicated every step along the way to us. He was always available to answer questions and overall made home buying easy
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.