Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Michael amd his team were amazing to work with! After being told by other lenders that I could not get a home, michael came through and made it happen. So happy we found him. He answered every txt, phone call , and email in a timely manner...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks Clint! So glad we could assist you in your home buying journey!
Michael amd his team were amazing to work with! After being told by other lenders that I could not get a home, michael came through and made it happen. So happy we found him. He answered every txt, phone call , and email in a timely manner...
read more
Reply from Owner
October 22nd, 2020 03:54 PM
Thanks Clint! So glad we could assist you in your home buying journey!
Justin was very efficient and worked with my time line. Great communication during the whole experience!
As a first time homebuyer I really appreciated the attention to detail that Justin provided. He was quick to answer any questions and always kept me well informed. He made the process easy.
Justin Lackey made the whole process of home buying so easy! He was very open and honest about any questions I had! I would recommend Justin to all my family and friends!
Great Communication! Smooth Process! Made my First Time Home Buying Experience a Breeze!
Justin handled buyers' financing in my FSBO sale. It was a difficult loan structure complicated by COVID shutdown at a government agency. Justin stuck with it through closing where many other lenders might have thrown in the towel.
Great communication from start to finish!
Justin did a great job of keeping in touch and updating both the Buyer and I of the progress of the loan. He was very professional and helpful.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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