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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
    K
    Katarina W
    Independence, MO
    Posted on April 2nd, 2021 09:47 PM
    Justin's communication was superb! He never hesitated to reach out to me when it was needed and always took the time to explain things in detail. He made buying my first home an such an easy process!
  • Encompass
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    Kathy S
    COLUMBIA, MO
    Posted on April 2nd, 2021 02:32 AM
    Justin was a pleasure to work with and very helpfully through the purchase process.
  • agent
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    Kevin G
    Posted on March 31st, 2021 03:22 PM
    Easy to work with, good communication
  • Encompass
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    Amanda D
    Huntsville, MO
    Posted on March 31st, 2021 12:36 PM
    Justin is knowledgeable and always available to answer any questions. He kept me updated throughout the entire process. He really cares about his clients.
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    Stephanie H
    Posted on March 30th, 2021 03:28 PM
    I highly recommend Michael Vanella with USA Mortgage! Michael helped us get our dream home and we cannot be me grateful for all of his hard work! We are first time home buyers with lots of questions and needed lots of help and Michael was there...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Hey Stephanie, thank you for the review! So glad we could help you and your family finance your dream home, congrats!
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    Stephanie H
    Posted on March 30th, 2021 03:28 PM
    I highly recommend Michael Vanella with USA Mortgage! Michael helped us get our dream home and we cannot be me grateful for all of his hard work! We are first time home buyers with lots of questions and needed lots of help and Michael was there...
    read more
    Reply from Owner
    March 30th, 2021 05:06 PM
    Hey Stephanie, thank you for the review! So glad we could help you and your family finance your dream home, congrats!
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    Jeremy H
    Posted on March 30th, 2021 02:56 PM
    Buying a new home can be a stressful ordeal. We’re so glad we chose Michael Vanilla and his squad at USA Mortage to navigate through the process! They are always available and ready to answer any questions and keep your mind at ease! Thanks...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks for the review Jeremy! We appreciated the opportunity to show you what we can do, congrats on the new home!
  • google
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    Jeremy H
    Posted on March 30th, 2021 02:56 PM
    Buying a new home can be a stressful ordeal. We’re so glad we chose Michael Vanilla and his squad at USA Mortage to navigate through the process! They are always available and ready to answer any questions and keep your mind at ease! Thanks...
    read more
    Reply from Owner
    March 30th, 2021 05:03 PM
    Thanks for the review Jeremy! We appreciated the opportunity to show you what we can do, congrats on the new home!
  • agent
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    Keri R
    Posted on March 28th, 2021 07:30 PM
    Great communication!!!!
  • Encompass
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    Danny H
    Posted on March 28th, 2021 06:14 PM
    Justin was very prompt on communication and returning calls. Excellent service. will continue sending clients to him. Danny Hunt Broker/Owner Real Estate Concepts A Missouri real Estate Consultant LLC. Company.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.