

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin's communication was superb! He never hesitated to reach out to me when it was needed and always took the time to explain things in detail. He made buying my first home an such an easy process!
Justin was a pleasure to work with and very helpfully through the purchase process.
Easy to work with, good communication
Justin is knowledgeable and always available to answer any questions. He kept me updated throughout the entire process. He really cares about his clients.
I highly recommend Michael Vanella with USA Mortgage! Michael helped us get our dream home and we cannot be me grateful for all of his hard work! We are first time home buyers with lots of questions and needed lots of help and Michael was there...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Hey Stephanie, thank you for the review! So glad we could help you and your family finance your dream home, congrats!
I highly recommend Michael Vanella with USA Mortgage! Michael helped us get our dream home and we cannot be me grateful for all of his hard work! We are first time home buyers with lots of questions and needed lots of help and Michael was there...
read more
Reply from Owner
March 30th, 2021 05:06 PM
Hey Stephanie, thank you for the review! So glad we could help you and your family finance your dream home, congrats!
Buying a new home can be a stressful ordeal. We’re so glad we chose Michael Vanilla and his squad at USA Mortage to navigate through the process! They are always available and ready to answer any questions and keep your mind at ease! Thanks...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks for the review Jeremy! We appreciated the opportunity to show you what we can do, congrats on the new home!
Buying a new home can be a stressful ordeal. We’re so glad we chose Michael Vanilla and his squad at USA Mortage to navigate through the process! They are always available and ready to answer any questions and keep your mind at ease! Thanks...
read more
Reply from Owner
March 30th, 2021 05:03 PM
Thanks for the review Jeremy! We appreciated the opportunity to show you what we can do, congrats on the new home!
Great communication!!!!
Justin was very prompt on communication and returning calls.
Excellent service. will continue sending clients to him.
Danny Hunt
Broker/Owner
Real Estate Concepts
A Missouri real Estate Consultant LLC. Company.
391–400 of 753
About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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