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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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Reviews from Web
  • Zillow
    J
    Jodie
    Posted on May 3rd, 2021 12:00 AM
    Justin at USA mortgage is one of the best! He helped my with my first home loan two years ago and then again here recently to refinance my home. The process is always so smooth and he always keeps your informed. He made the process so easy...
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    Amanda Y
    Posted on April 30th, 2021 01:49 PM
    I worked with Michael and Taylor at USA mortgage to buy my home. They were both very helpful at making the process easy. I would definitely do business with them again and recommend them to family and friends. I am very thankful for all they...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the review, Amanda! It was a pleasure assisting you in the your home purchase and we are wishing you all the best!
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    Amanda Y
    Posted on April 30th, 2021 01:49 PM
    I worked with Michael and Taylor at USA mortgage to buy my home. They were both very helpful at making the process easy. I would definitely do business with them again and recommend them to family and friends. I am very thankful for all they...
    read more
    Reply from Owner
    April 30th, 2021 02:38 PM
    Thank you for the review, Amanda! It was a pleasure assisting you in the your home purchase and we are wishing you all the best!
  • Zillow
    Z
    Zachary B
    Posted on April 26th, 2021 04:24 AM
    Was starting the process of buying my new home and didn’t really know what all was involved in the process. Justin made it easy and made sure I had all the information I needed when I needed it. He made sure I got the best deal available and...
    read more
  • Zillow
    Z
    Zachary B
    Columbia, MO
    Posted on April 25th, 2021 12:00 AM
    Was starting the process of buying my new home and didn’t really know what all was involved in the process. Justin made it easy and made sure I had all the information I needed when I needed it. He made sure I got the best deal available and...
    read more
  • Zillow
    T
    Tracy B
    Posted on April 8th, 2021 03:46 PM
    Justin and his team made the entire process easy and pain free. Justin has been very good at communicating with me and making sure I understood each process as we went through it. He has stayed in constant contact and did not leave me hanging...
    read more
  • Encompass
    T
    Tracy B
    Posted on April 8th, 2021 03:44 PM
    Justin and his team made the entire process easy and pain free. Justin has been very good at communicating with me and making sure I understood each process as we went through it. He has stayed in constant contact and did not leave me hanging...
    read more
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    K
    Kristen H
    Posted on April 7th, 2021 01:48 AM
    Michael and team at USA Mortgage made getting a home loan extremely easy. The application process was user friendly. Michael quickly and thoroughly answered any question I had. I highly recommend giving Michael Vanella at USA Mortgage a call...
    read more
    Reply from Owner
    April 7th, 2021 03:00 PM
    Thank you Kristen! It was a pleasure assisting you with your home loan transaction, we hope you are enjoying your home!
  • google
    K
    Kristen H
    Posted on April 7th, 2021 01:48 AM
    Michael and team at USA Mortgage made getting a home loan extremely easy. The application process was user friendly. Michael quickly and thoroughly answered any question I had. I highly recommend giving Michael Vanella at USA Mortgage a call...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you Kristen! It was a pleasure assisting you with your home loan transaction, we hope you are enjoying your home!
  • Encompass
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    Sean M
    COLUMBIA, MO
    Posted on April 2nd, 2021 10:12 PM
    Great communication!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.