Justin Kosinski
Senior Loan Officer | NMLS #2365544
As a licensed mortgage originator with four years of mortgage experience, Justin is committed to providing clients with tailored solutions to meet their financial goals. Known for a strong work ethic and a keen understanding of the lending ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Justin was awesome!!!! Very nice and friendly!!! He was always there for me no matter what time of the day or night it was.
Reply from Owner
June 2nd, 2025 04:46 PM
It was a pleasure working with you, Delores! Always happy to help any time of day.
Justin is a very wonderful guy. He is very helpful when it comes to helping you with your financial needs for your home and guide you in the right direction on what you have to do and still follow up with you even when it’s done and you closed,...
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Reply from Owner
June 2nd, 2025 04:48 PM
Thank you very much, Georgette! It was a pleasure helping you find your dream home. Always happy to help you with everything and anything as you know!
Justin and his team are your best bet for locking in with a mortgage. Justin was extremely knowledgeable and always available to speak on the phone to run numbers and answer any questions I had. He got me locked in with a rate that beat the...
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Reply from Owner
June 2nd, 2025 04:49 PM
Thank you very much, Dom! Hope you are enjoying your new home and I wish you the best as always.
Justin was very knowledgeable and helpful, easy to communicate via phone, text and email. My husband and I can't imagine going through this process without him, he made it so easy.
Reply from Owner
June 2nd, 2025 04:50 PM
Thank you very much, Bonnie! It was a pleasure working with you & Gene and I'm happy to have assisted in finding your new home.
Justin made our home purchase a seamless process, he was upfront and informative throughtout the entire process. He went above and beyond for us and we will definitely be recommending Justin to all of our friends and family.
Reply from Owner
July 15th, 2025 04:00 PM
I truly appreciate the kind words, Kim! I Hope you and Gene are loving your new home. A referral is the highest compliment you can give me & I'd be happy to help whenever they're ready.
Working with Justin was a breeze! He was always available to help my husband and me understand the mortgage process and very knowledgeable when we asked questions. Rates are tough right now and they made sure to get us the best deal. Highly...
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Reply from Owner
July 15th, 2025 04:03 PM
Thank you very much, Meg! I wish you and Hartz the best as always. Hope the Rutgers flag has made it's way on the new home by now!!
Justin is incredible, and more importantly passionate. Not only was he consistently on top of his game, but he was transparent, proactive, and answered all my questions promptly. Thanks to him, my mortgage process was smooth and stress-free....
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Reply from Owner
July 15th, 2025 04:06 PM
Thank you very much, Phil! I just need to pick up public speaking as well as your wedding speech!! It was a pleasure working with you guys and even better to help family out. Wishing you guys the best in your new home & life!
We had the pleasure of working with Justin when buying our new home, and we couldn’t be more grateful for his support throughout the entire process. From the first consultation to closing day, Justin was professional, knowledgeable, and always...
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Reply from Owner
July 15th, 2025 04:08 PM
Thanks Gab! You guys are always a priority and it was a pleasure working with you! Wishing you both the best in your new home & adventures.
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About
As a licensed mortgage originator with four years of mortgage experience, Justin is committed to providing clients with tailored solutions to meet their financial goals. Known for a strong work ethic and a keen understanding of the lending process, Justin strives to make every home-buying journey as smooth and stress-free as possible. Outside of work, Justin enjoys golfing and snowboarding with family and friends, embracing every opportunity for personal growth and adventure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Cash Buyer Program
Community Lending Programs
Conventional Home Loans
Down Payment Assistance Programs
FHA Home Loans
Home Renovation Loans
Jumbo Loan Programs
Manufactured Home Financing
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Memberships
- The Loan Atlas
- EPIC Pass
- WOLF Fitness - Mullica Hill, NJ
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2365544
Hobbies
- Snowboarding
- Golf
- Soccer
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity