Justin Kosinski
Senior Loan Officer | NMLS #2365544
As a licensed mortgage originator with four years of mortgage experience, Justin is committed to providing clients with tailored solutions to meet their financial goals. Known for a strong work ethic and a keen understanding of the lending ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Just was great communicating throughout the transacation and provided regualr updates. Trasnaction from begining to end was very smooth.
Reply from Justin Kosinski
December 3rd, 2025 06:15 PM
I'm grateful for your feedback and pleased to know that the communication and updates were beneficial throughout the transaction. Ensuring a smooth process from start to finish is always my goal. Thank you for sharing your experience!
Justin’s constant support throughout - start to finish - was integral in the success of my first home purchase. I appreciate his earnest approach & his willingness to make himself available (including off peak hours - aka weekends and evenings)...
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Justin provided exceptional service and support throughout the entire process. I appreciate his eagerness to share all the knowledge and information that he did from the beginning onboarding to closing. Thanks Justin!
Reply from Justin Kosinski
November 21st, 2025 02:10 PM
Anytime Faith! It was a pleasure working with you and happy to have got it done. Wishing you and books all the best in your new home!
Great experienc. justin was amazing explaining the process step by step and making sure my interests were met.
Reply from Justin Kosinski
October 1st, 2025 04:37 PM
Thanks for trusting the process, Tracey! 🥁
Justin was a pleasure to work, and his team. Extremely professional and was always available to answer any questions day or night.
Reply from Owner
September 16th, 2025 05:47 PM
I'm very pleased to have been part of your journey towards your forever home. Supporting you throughout the process was a privilege. Thank you for sharing your experience!
It was an ABSOLUTE pleasure working with Justin and his team. He was always available anytime I had questions, day ot night.Just a wonderful person to work with hands down! I would highly recommend him to anyone looking to buy or refinance....
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Reply from Justin Kosinski
September 16th, 2025 05:46 PM
I'm so glad to hear that you had a positive experience, Sheree. Being available to answer questions and assist you throughout the process is something I prioritize. Thank you for your kind words and for recommending my services. If you need...
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Justin Kosinski has received a review with 5 star rating from Eileen P
JUSTIN WAS AWESOME! AS THE SELLER'S AGENT HE TOOK THE TIME TO FULLY REVIEW AND ADVISE THE LOAN PROCESS FOR THE BUYER. THANK YOU IT WAS REASSURING TO HEAR THE COMPLETION OF EACH MILESTONE IN THE LOAN PROCESS.
Reply from Justin Kosinski
September 5th, 2025 12:37 PM
Eileen, I'm glad to hear that you found the updates on the loan process helpful. Ensuring clear communication and supporting all parties involved is important to me. Thank you for taking the time to share your thoughts!
Justin was fantastic through my entire home buying process. He was extremely professional and responsive. I would highly reccomend working with him.
Reply from Owner
July 15th, 2025 03:52 PM
Thanks Zach! It was a pleasure working with you, brother. Golf soon 🏌️♂️
with Justin has been a treat. He is very efficient and his team is very smooth processes. I thank him so much and his team for all the hard work that they provide to me in my clients.
Reply from Justin Kosinski
July 15th, 2025 03:55 PM
It is a pleasure working with you as always, Renay! Thank you very much for the review and I promise to always keep the same energy. Let's end the year strong!
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About
As a licensed mortgage originator with four years of mortgage experience, Justin is committed to providing clients with tailored solutions to meet their financial goals. Known for a strong work ethic and a keen understanding of the lending process, Justin strives to make every home-buying journey as smooth and stress-free as possible. Outside of work, Justin enjoys golfing and snowboarding with family and friends, embracing every opportunity for personal growth and adventure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Cash Buyer Program
Community Lending Programs
Conventional Home Loans
Down Payment Assistance Programs
FHA Home Loans
Home Renovation Loans
Jumbo Loan Programs
Manufactured Home Financing
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Memberships
- The Loan Atlas
- EPIC Pass
- WOLF Fitness - Mullica Hill, NJ
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2365544
Hobbies
- Snowboarding
- Golf
- Soccer
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity