Justin Kosinski
Senior Loan Officer | NMLS #2365544
As a licensed mortgage originator with four years of mortgage experience, Justin is committed to providing clients with tailored solutions to meet their financial goals. Known for a strong work ethic and a keen understanding of the lending ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We couldn’t have asked for a better mortgage lender! From start to finish, Justin made the process smooth, straightforward, and far less stressful than we expected. He was knowledgeable, responsive, patient with our questions, and always kept...
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Reply from Justin Kosinski
September 22nd, 2026 05:54 PM
Rebecca, I'm truly grateful for your kind words and am glad that I could make the mortgage process smooth and straightforward for you at Greentree Mortgage - HMA Mortgage Partner. It's wonderful to hear that my dedication and guidance helped...
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I highly recommend Justin! He was referred to me through my realtor, and he has been absolutely amazing throughout the entire home-buying process. He was super helpful, patient, and always willing to answer any questions I had.One of the things...
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Reply from Justin Kosinski
September 11th, 2026 02:52 PM
Alessandra, I'm so pleased to hear that I could help make your home-buying process easier and less stressful. Your kind words about my responsiveness and support mean a lot to me. Thank you for taking the time to share your experience and for...
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Justin Kosinski has received a review with 5 star rating from Rosemary C
Justin went over and above to make this transaction a very pleasant experience
Reply from Justin Kosinski
September 8th, 2026 06:07 PM
Rosemary, I'm very grateful for your kind words. It's good to know that I could make the transaction a pleasant experience for you. Thank you for sharing your feedback!
As a Realtor, I work with a lot of lenders, and I can confidently say that working with Justin was an amazing experience. He's so efficient, knowledgeable, dependable, and his communication skills are on point. He got our clients to the table...
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As a Realtor, I work with a lot of lenders, and I can confidently say that working with Justin was an amazing experience. He's so efficient, knowledgeable, dependable, and his communication skills are on point. He got our clients to the table...
read more
Reply from Justin Kosinski
August 4th, 2026 06:32 PM
Thank you, Mandy, for sharing your experience. I'm glad to hear that my efficiency and communication skills stood out to you and helped get your clients to the table smoothly. I look forward to collaborating with you again in the future!
We went to check out an open house on a Saturday late afternoon and fell in love with the house. The seller wanted best and final offers later that same night. After finally deciding to put in an offer, we had to scramble around and reach out...
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We went to check out an open house on a Saturday late afternoon and fell in love with the house. The seller wanted best and final offers later that same night. After finally deciding to put in an offer, we had to scramble around and reach out...
read more
Reply from Justin Kosinski
July 31st, 2026 08:11 PM
Anousone, I truly appreciate your thoughtful review and am grateful to have been a part of your journey to purchasing your first home. It was my pleasure to assist you through each step, even during those urgent moments. I'm glad my efforts...
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Justin Kosinski has received a review with 5 star rating from Kevin K
Working with Justin made the mortgage process easy and convenient. He was alwasy quick to repond to any questions and helped with everything we needed.
Reply from Justin Kosinski
May 18th, 2026 05:02 PM
I'm pleased to hear that the process was easy and convenient for you, Kevin. I always aim to be responsive and supportive, so it's great to know I was able to assist with everything you needed. Thank you for sharing your positive experience!...
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About
As a licensed mortgage originator with four years of mortgage experience, Justin is committed to providing clients with tailored solutions to meet their financial goals. Known for a strong work ethic and a keen understanding of the lending process, Justin strives to make every home-buying journey as smooth and stress-free as possible. Outside of work, Justin enjoys golfing and snowboarding with family and friends, embracing every opportunity for personal growth and adventure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Cash Buyer Program
Community Lending Programs
Conventional Home Loans
Down Payment Assistance Programs
FHA Home Loans
Home Renovation Loans
Jumbo Loan Programs
Manufactured Home Financing
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Memberships
- The Loan Atlas
- EPIC Pass
- WOLF Fitness - Mullica Hill, NJ
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2365544
Hobbies
- Snowboarding
- Golf
- Soccer
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity