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BRANCH MANAGER | NMLS# 246763

ABLE Mortgage is a team of individuals dedicated to our client’s utmost satisfaction throughout the mortgage process and after. Headed by one of the industry’s top 1% loan officers per Scotsman Guide yearly rankings, and with years of exper... Show More
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Reviews from Web
Justin and his team displayed professionalism and competency during the loan process. All questions or concerns were addressed. He provided expert education on how the process works versus just sign here and here. He hustles-so if you are ready...
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Reply from Owner
June 18th, 2020 12:00 AM
Thanks so much Logan, if you ever need anything you know how to reach me, hope you guys are loving your new home!
Justin and his team at Modern Lending were very helpful throughout the entire process of our refinance. They kept us informed frequently as to the status of our refi, and everything went very smoothly. Would definitely use Justin and Modern...
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Reply from Owner
April 7th, 2020 12:00 AM
Thanks so much, Sandy!! Hope you guys are hanging in there through this craziness with the Corona-Virus... If you need anything, please call me anytime!
Justin made buying our forever home a pleasant experience. He kept us informed and up to date with our loan. He answered every question, big or small.
Reply from Owner
April 7th, 2020 12:00 AM
Thanks Patsy!! Hope you guys love your new home and if you ever need anything please call me anytime!
Justin was amazing and incredibly patient with me. I had so many questions because this is my first time, but he took the time to call, text, and email to make sure that I understood what was going on. Will definitely be using Justin again...
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Reply from Owner
April 7th, 2020 12:00 AM
Thanks so much, Chris!! You were awesome to work with as well, made it easy! Hope you're loving your new home and if you ever need anything please call me anytime! Thanks bud.
Just completed a home purchase with the help of Justin and his team. I can’t tell you how much I appreciate his level of personal service and dedication to his clients. You just don’t find service like that these days. The process was painless...
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Reply from Owner
March 31st, 2020 12:00 AM
Thanks so much Steve!!! You guys were super easy to work with as well, even through all of this virus craziness! Hope you guys love your new home, definitely looking forward to those back yard parties! If you ever need anything, you've got...
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I have done 4 deals with Justin over the years and each time, his attention to detail and solutions based approach to problem solving is something you don’t see with your everyday broker. You can trust what he says, is transparent, and always...
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Reply from Owner
January 31st, 2020 12:00 AM
Thanks so much, Jeff! Always a pleasure to work with you, thanks so much for your continued trust in my team and I! If you ever need anything in the future, I'm here...Hope you love your new home.
Working with Justin and his team was the best decision we could have made! My husband and I are first time home buyers and had no idea what we are getting ourselves into. Justin kept us informed and stress-free throughout the entire process....
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Reply from Owner
January 17th, 2020 12:00 AM
Awe, thank you so much Carlie, really appreciate this!! You were awesome to work with, made my job easy! Welcome to the neighborhood, you're going to love it! Call me if you ever need anything!
Justin is a professional who will treat you like family. He’s responsive, helpful and makes you feel like your loan is the only one he’s working on. He answered so many of my questions even ones that were out of his scope. I would use him and...
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Reply from Owner
January 8th, 2020 12:00 AM
Thank you so much, Shanyn! You were always a pleasure to work with, even with the delays with the HOA... Hope you love your new home and if you ever need anything in the future call me anytime :)
If your a first time buyer or seasoned buyer Justin and his team are the right choice! I received the reccomendation to work with Justin from Steve DeSena (realtor). Having this combo was the best decision we could have made. They made it so...
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Reply from Owner
December 23rd, 2019 12:00 AM
Thank you, Veronica!! You guys hung in there through it all, and that was definitely a long time for the seller to complete the home for you. Hope you guys love it there and have an amazing first Christmas together!! Call me anytime if you...
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Being a new home buyer and using a VA loan I figured all lenders would be the same. Not the case at all! I was overwhelmed buying a place for the first time and originally going through Veterans United. It was like pulling teeth trying to get...
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Reply from Owner
December 20th, 2019 12:00 AM
Thank you so much, Sean!! But it definitely wasn't all me, we have an awesome team here at Modern Lending... I basically just answer the phone ;-) Hope you have an amazing first Christmas in your new home! Call me anytime if you ever need anything......
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About
ABLE Mortgage is a team of individuals dedicated to our client’s utmost satisfaction throughout the mortgage process and after. Headed by one of the industry’s top 1% loan officers per Scotsman Guide yearly rankings, and with years of experience originating mortgage loans and access to multiple different investors and programs, ABLE Mortgage is simply your one stop shop. With our technology and communication focus we make the mortgage process as easy as possible for everyone involved. We are a team of financial professionals who have a deep understanding of all mortgage products, have the connections with major mortgage lenders across the country and the systems in place to help ease the home buying process
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- AiME
- NMLS
- CADRE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 246763
Achievements
- Scotsman Guide Top 1% Loan Originators
Hobbies
- Golf
- Music Festivals
- CrossFit
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing