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BRANCH MANAGER | NMLS# 246763

ABLE Mortgage is a team of individuals dedicated to our client’s utmost satisfaction throughout the mortgage process and after. Headed by one of the industry’s top 1% loan officers per Scotsman Guide yearly rankings, and with years of exper... Show More
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Working with Justin was the easiest part of this stressful home buying experience! He and his team were very attentive and answered any and all of our questions throughout the process. We received regular email and text (automated and personal)...
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Reply from Owner
December 2nd, 2020 12:00 AM
Daniel!!! Thanks so much, bud!! You were awesome to work with, made our job easy! Hope you love your new "ranch" in Fallbrook, looks like an amazing place!! If you ever need anything, hit me up anytime!
Justin and the Modern team were excellent professionals that led me through the re-fi process this spring. Amid what I'm certain was a very busy time for him, he and his team remained very accessible at all hours as questions arose, as the...
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Reply from Owner
December 15th, 2020 12:00 AM
Thanks Anthony! If you ever need anything call me anytime... Hope you have happy holidays during this crazy time...
So incredibly impressed with Justin and his team. We needed to close escrow in half the usual amount of time and he got it done and made the process incredibly easy for us. They are professional, always available to answer any questions and...
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Reply from Owner
September 23rd, 2020 12:00 AM
Thanks so much Katie!! Your guys' file was an easy one so made it that much easier for us to close so quick :) Hope you guys are loving your new home and please don't hesitate to call me anytime if you ever need anything!
Justin and his team went above and beyond to make sure we got our dream home. These guys work day and night for their customers. Justin even called me while on vacation in Tahoe to put my mind at ease. I highly recommend them and will definitely...
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Reply from Owner
September 23rd, 2020 12:00 AM
Thanks so much, Aaron!! You were so easy to work with and made our job easy! If you ever need anything, I'm here! Hope you love your new home, bud!
Justin and his team at Gapital Mortgage did an excellent job in helping me with the purchase of my home. They kept me informed each step of the way until the close of escrow. Justin was helpful in answering all my questions without hesitation....
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Reply from Owner
July 2nd, 2020 12:00 AM
This is so awesome, thank you so much!!! Really appreciate you trusting my team and I to handle this for you and if you ever need anything please call me anytime!! Hope you guys love your new HOME!!!
Justin handled the transaction with our new home loan. He explained the whole process step by step & kept us in the know the entire time. He always answered our phone calls & emails immediately & always made us feel secure. We closed early...
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Reply from Owner
July 2nd, 2020 12:00 AM
So awesome, thank you so much for trusting my team and I to handle this for you, really appreciate that and this review!! If you ever need anything please don't hesitate to call me anytime... Hope you love your new HOME!!
Absolutely without doubt recommend Justin as a lender answered any and all questions we had and was always there for us anytime we needed him. Thank you so much ☺️
Reply from Owner
July 2nd, 2020 12:00 AM
Thanks so much for this!! Really appreciate you trusting my team and I to handle this for you and if you ever need anything please don't hesitate to call me anytime. Thanks again!
No response. You wait days for replies to calls, emails and texts. No customer service or sense of urgency! I am a highly qualified customer, I just can't seem ti get my loan rolling? Unbelievable. I've worked with numerous loan officers. I...
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Reply from Owner
June 24th, 2020 12:00 AM
Hi Gary, I understand your frustration, I do... But you are in the mortgage business yourself, you know your file is not an easy one as the documentation I have (mortgage statement, bank statements) show you currently are not living in the...
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This was (our largest loan) HANDS DOWN the BEST Mortgage lending experience from beginning to end. Justin and his team made the entire process seem easy and painless. Early on Justin called to inform us that we had encountered an issue, knowing...
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Reply from Owner
June 18th, 2020 12:00 AM
Thanks so much Sophia!! Really appreciate this!! You were so easy to work with, makes my job that much easier, if you ever need anything please reach out anytime! Hope you love your new neighborhood :)
Justin and his team were responsive, efficient, and very informative throughout our escrow. They closed our loan in only two weeks with no issues. People say buying a house is a very stressful process, but we had a very pleasant experience,...
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Reply from Owner
June 18th, 2020 12:00 AM
Thanks again, James for trusting my team and I to get this done for you, you made the process easy for us! If you ever need anything please don't hesitate to call me. Hope you guys love your new home!
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About
ABLE Mortgage is a team of individuals dedicated to our client’s utmost satisfaction throughout the mortgage process and after. Headed by one of the industry’s top 1% loan officers per Scotsman Guide yearly rankings, and with years of experience originating mortgage loans and access to multiple different investors and programs, ABLE Mortgage is simply your one stop shop. With our technology and communication focus we make the mortgage process as easy as possible for everyone involved. We are a team of financial professionals who have a deep understanding of all mortgage products, have the connections with major mortgage lenders across the country and the systems in place to help ease the home buying process
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- AiME
- NMLS
- CADRE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 246763
Achievements
- Scotsman Guide Top 1% Loan Originators
Hobbies
- Golf
- Music Festivals
- CrossFit
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing